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ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 44/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)6.54%
- Expense ratio (20%)1.22%
- AUM (15%)₹80 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ICICI Prudential Mutual Fund · Debt · Dynamic Bond
₹17.19
AUM: ₹80 Cr
NAV updated 1 day ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
1.22%
Exit Load
Nil
Fund Manager
Mrinal Singh
Inception
Feb 2019
Benchmark
NIFTY Composite Debt Index
Sharpe Ratio
-1.2
Std Dev (1Y)
1.72%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.25%
3m
+0.38%
6m
+2.86%
1y
+4.21%
3y
+6.54%
5y
+5.89%
10y
+7.3%
since inception
+7.4%
TopFund's Take on ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option lags behind most of its peers in the Dynamic Bond category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 44/100.
Cost: At 1.22%, the expense ratio runs 135% above the Dynamic Bond category average of 0.52%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.2 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.72% is on the lower side for a Dynamic Bond fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
The current NAV (Net Asset Value) of ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is ₹17.19. NAV is updated every business day after market close by AMFI.
1Y: 4.21% · 3Y CAGR: 6.54% · 5Y CAGR: 5.89%
The expense ratio of ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is 1.22% per annum. This is the annual fee charged by the fund to manage your investment.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is managed by Mrinal Singh at ICICI Prudential Mutual Fund.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is a Dynamic Bond fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is ₹80 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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