Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
★★★★★ monitor_heart Health Score: 45/100 · WeakICICI Prudential Mutual Fund · Solution Oriented · Retirement Fund
₹17.16
AUM: ₹81 Cr
NAV updated 28 days ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
1.22%
Exit Load
Nil
Fund Manager
Mrinal Singh
Inception
Feb 2019
Benchmark
NIFTY Composite Debt Index
Sharpe Ratio
-0.92
Std Dev (1Y)
1.73%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.74%
3m
+2.47%
6m
+2.65%
1y
+4.75%
3y
+7.07%
5y
+6.19%
10y
—
since inception
+7.61%
rate_review TopFund's Take on ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option lags behind most of its peers in the Retirement Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 45/100.
Cost: At 1.22%, the expense ratio runs 31% above the Retirement Fund category average of 0.93%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.73% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
The current NAV (Net Asset Value) of ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is ₹17.16. NAV is updated every business day after market close by AMFI.
1Y: 4.75% · 3Y CAGR: 7.07% · 5Y CAGR: 6.19%
The expense ratio is 1.22% per annum — the annual fee deducted from your investment to cover fund management costs.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is managed by Mrinal Singh at ICICI Prudential Mutual Fund.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is a moderate risk fund. Suitable for investors with a moderate risk appetite.
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option is ₹82 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.