info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

LIC Mutual Fund

LIC MF Medium to Long Duration Fund-Direct Plan-Growth

★★★★ monitor_heart Health Score: 70/100 · Good

LIC Mutual Fund · Debt · Medium to Long Duration

₹81.95

+0.06 (+0.07%) trending_up

AUM: ₹176 Cr

NAV updated 7 days ago

Plan

Direct

Option

Growth

Risk

Moderate to High

Expense Ratio

0.21%

Exit Load

Exit load of 0.25% if redeemed within 15 days.

Fund Manager

Marzban Irani

Inception

Jan 2013

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Sharpe Ratio

-0.78

Std Dev (1Y)

2.31%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.26%

3m

+2.4%

6m

+3.56%

1y

+4.47%

3y

+7.58%

5y

+6.42%

10y

+6.77%

since inception

+7.14%

rate_review TopFund's Take on LIC MF Medium to Long Duration Fund-Direct Plan-Growth

LIC MF Medium to Long Duration Fund-Direct Plan-Growth holds up reasonably well within the Medium to Long Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.21%, the expense ratio is meaningfully cheaper — about 74% below the Medium to Long Duration category average of 0.82% (based on 72 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.78 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.31% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Entities 42.59%
Financial 24.91%
Industrials 20.66%
Unspecified 13.77%

pie_chart Asset Allocation

GOI Securities 42.59%
State Development Loan 23.66%
Bonds 19.45%
Debenture 5.91%
Certificate of Deposit 5.46%
Repo 4.52%
Alternative Investment Fund 0.34%

Frequently Asked Questions about LIC MF Medium to Long Duration Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

1