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HDFC Mutual Fund

HDFC Hybrid Debt Fund - Growth Plan

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 60/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)8.17%
  • Expense ratio (20%)1.17%
  • AUM (15%)₹3,265 Cr

Not investment advice — an analytical read of public fund data. Methodology →

HDFC Mutual Fund · Hybrid · Conservative Hybrid

₹84.15

+0.0 (+0.0%)

AUM: ₹3,264 Cr

NAV updated 28 days ago

Plan

Direct

Option

Growth

Risk

High

Expense Ratio

1.17%

Exit Load

Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 1 year

Fund Manager

Prashant Jain, Shobhit Mehrotra

Inception

Jan 2013

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

Sharpe Ratio

-0.78

Std Dev (1Y)

3.99%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.14%

3m

+2.17%

6m

+1.51%

1y

+2.83%

3y

+8.17%

5y

+8.46%

10y

+8.64%

since inception

+9.33%

TopFund's Take on HDFC Hybrid Debt Fund - Growth Plan

HDFC Hybrid Debt Fund - Growth Plan sits in the middle of the pack for Conservative Hybrid funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 1.17%, the expense ratio runs 41% above the Conservative Hybrid category average of 0.83%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.78 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.99% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

GOI Securities 35.49%
Debenture 20.39%
Equity 18.96%
Non Convertible Debenture 15.53%
Bonds 3.24%
Net Current Assets 1.63%
Bonds/NCDs 1.23%
Securitised Debt 1.20%
State Development Loan 0.93%
Real Estate Investment Trusts 0.67%
Alternative Investment Fund 0.31%
Repo 0.30%
Infrastructure Investment Trust 0.11%
Central Government Loan 0.01%

Frequently Asked Questions about HDFC Hybrid Debt Fund - Growth Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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