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BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW
★★★★★ monitor_heart Health Score: 59/100 · AverageBank of India Mutual Fund · Debt · Medium to Long Duration Fund
₹27.61
AUM: ₹64 Cr
NAV updated 27 days ago
Plan
—
Option
Idcw
Risk
Moderate to High
Expense Ratio
1.17%
Exit Load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Fund Manager
Alok Singh
Inception
Jan 2013
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Sharpe Ratio
-0.93
Std Dev (1Y)
3.43%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.68%
3m
+2.26%
6m
+1.57%
1y
+2.73%
3y
+7.15%
5y
+9.32%
10y
+5.33%
since inception
+6.05%
rate_review TopFund's Take on BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW sits in the middle of the pack for Medium to Long Duration Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.
Cost: At 1.17%, the expense ratio runs 27% above the Medium to Long Duration Fund category average of 0.92%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.93 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.43% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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Frequently Asked Questions about BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW
The current NAV (Net Asset Value) of BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW is ₹27.61. NAV is updated every business day after market close by AMFI.
1Y: 2.73% · 3Y CAGR: 7.15% · 5Y CAGR: 9.32%
The expense ratio is 1.17% per annum — the annual fee deducted from your investment to cover fund management costs.
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW is managed by Alok Singh at Bank of India Mutual Fund.
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW is a Medium to Long Duration Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW is ₹64 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.