Gold Rate Today in Ludhiana — 26 October 2026

Today's (26 October 2026) gold rate in Ludhiana is ₹14,293/gram for 24K, ₹13,102/gram for 22K, and ₹10,720/gram for 18K gold.

Ludhiana's gold rate is the all-India 24K/22K/18K rate plus a typical local differential — usually ₹0-30/gram — reflecting local state taxes, transport costs and pricing by local jeweller associations (IBJA). It isn't an independently sourced quote specific to Ludhiana; see the city-wise table below for how it compares to other cities.

24K gold is 99.9% pure — it's the purest form but too soft for jewellery. 22K (91.6% pure) is commonly used for jewellery in India. 18K gold (75% pure) is mixed with alloys for durability and is popular for fine jewellery and diamond settings.

22K gold price = 24K price × (22/24). Since 22K gold contains 22 parts pure gold and 2 parts alloy, its price is proportionally lower than 24K gold.

Gold prices fluctuate based on global factors like USD/INR rate, international spot price, and demand — the same drivers apply in Ludhiana as anywhere else in India. Historically, gold prices tend to be lower during festive off-seasons (January-March). Dollar cost averaging (buying in small amounts regularly) is often recommended over timing the market.

Sovereign Gold Bonds (SGBs) offer 2.5% annual interest plus capital appreciation and are backed by the Government of India — available to residents everywhere, including Ludhiana. Digital gold has no storage issues but no extra returns. Physical gold has making charges (10-25%) and storage concerns. SGBs are considered the best way to invest in gold for most investors.