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VLSFINANCE

Vls Finance Ltd Share Price

Live price, chart and which mutual funds hold this stock

TopFund Score: 41/100 · Weak See breakdown ↓
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as of —

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Change

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Day Open

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Day High

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Day Low

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NSE Close — 25 Sep 2026

₹239.74

Change

+0.16 (0.07%)

Open

₹243.0

Prev. Close

₹239.58

Day High

₹243.0

Day Low

₹235.65

Volume Analysis

Traded

7,005

Delivered

3,917

Delivery %

55.92%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (2)

  • •Promoter holding is rising
  • •Strong operating margin (65.0%)

Weaknesses (2)

  • •Low return on equity (0.95%)
  • •Below-average fundamentals quality score (41/100)

Opportunities (1)

  • •FII holding has been rising

Threats (0)

No signal for this stock

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹250.62 ₹246.81 ₹243.27 ₹239.46 ₹235.92 ₹232.11 ₹228.57
Fibonacci ₹246.81 ₹244.0 ₹242.27 ₹239.46 ₹236.65 ₹234.92 ₹232.11
Camarilla ₹241.76 ₹241.09 ₹240.41 ₹239.46 ₹239.07 ₹238.39 ₹237.72

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

-21.5%

1 Week

+0.67%

1 Month

-1.65%

3 Months

-6.94%

6 Months

+10.79%

1 Year

+9.01%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹323.94

Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

DuPont ROE Breakdown

1.53%

Net margin 73.44% × asset turnover 0.02x × equity multiplier 1.04x

Company Overview

Sector

Financial Services

Market Cap

₹752 Cr

P/E (TTM)

16.1

ROE

0.95%

Book Value

₹673.0

Face Value

₹10.0

Source: Screener.in (Consolidated figures) — data as of 27 Sep 2026. Not investment advice.

TopFund Analysis

Vls Finance Ltd scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 41/100. The strongest factor is Corporate Governance (100/100), while Growth (0/100) is the weakest area to weigh before deciding. Notably: Promoter holding is rising; strong operating margin (65.0%); low return on equity (0.95%); below-average fundamentals quality score (41/100). FII holding has been rising.

TopFund Score — Fundamentals Quality

41/100 — Weak

Data confidence: 78/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 27 Sep 2026 · How we calculate this →

Growth

0

Valuation

57

Cash Flow

0

Corporate Governance

100

Momentum

29

Institutional Ownership

41

Business Quality

52

Risk & Volatility

66

Liquidity

36

From Screener.in

  • +Company has reduced debt.
  • +Company is almost debt free.
  • +Stock is trading at 0.36 times its book value
  • +Company is expected to give good quarter
  • −The company has delivered a poor sales growth of -28.7% over past five years.
  • −Tax rate seems low
  • −Company has a low return on equity of 5.02% over last 3 years.
  • −Dividend payout has been low at 11.8% of profits over last 3 years

Not investment advice — an automated read of public fundamentals data, for research context only.

Corporate Actions

Closure of Trading Window 26 Sep 26 Sep
Announcement Under Regulation 30 Of SEBI (LODR) Regulations, 2015 24 Sep

Income tax department provisionally attached promoter assets and 541,394 VLS Finance shares on 22 September 2026.

Announcement under Regulation 30 (LODR)-Newspaper Publication 08 Sep

Newspaper Publication for Notice of the 39th Annual General Meeting (''''AGM'''') and E-voting information and other Information.

Reg. 34 (1) Annual Report. 7 Sep 07 Sep
Notice Of 39Th Annual General Meeting Scheduled To Be Held On Tuesday, 29Th September 2026 At 3:30 P.M. (IST) 07 Sep

39th AGM on 29 Sep 2026; final dividend Rs1.50/share; director appointment and remuneration revisions proposed.

Source: BSE regulatory filings, via Screener.in.

Quarterly Results

Last several quarters

  Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Sales + 112 84 113 98 130 79 -58 -49 99 11 29 -99 124
Expenses + 6 6 6 7 7 17 15 6 5 6 6 6 5
Operating Profit 105 78 107 91 123 62 -73 -54 93 5 23 -104 118
OPM % 94.0% 93.0% 95.0% 92.0% 95.0% 78.0% — — 95.0% 47.0% 79.0% — 96.0%
Other Income + 2 6 2 2 2 4 -3 3 2 3 2 1 2
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 1 1 1 2 1 1 1 1 1 1 1 1 1
Profit before tax 105 82 107 91 124 65 -77 -53 94 7 24 -104 119
Tax % 13.0% 14.0% 18.0% 19.0% 25.0% 21.0% -24.0% -25.0% 25.0% -2.0% 26.0% -28.0% 19.0%
Net Profit + 92 70 88 74 93 51 -58 -40 71 7 18 -75 96
EPS in Rs 26 20 25 21 27 15 -17 -12 21 2 5 -24 31
Raw PDF — — — — — — — — — — — — —

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
Sales + 4,625 1,915 2,694 2,162 15 8 222 232 84 409 101 41 64
Expenses + 4,617 1,907 2,631 2,132 28 11 14 21 22 26 45 23 23
Operating Profit 8 7 63 30 -12 -4 209 212 62 383 56 18 42
OPM % 0.2% 0.4% 2.3% 1.4% -82.0% -47.0% 94.0% 91.0% 74.0% 94.0% 55.0% 45.0% 65.0%
Other Income + 1 5 -5 0 0 0 0 0 0 9 7 7 9
Interest 0 2 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 1 1 1 1 1 4 6 4 4 3
Profit before tax 8 10 58 30 -13 -5 208 210 58 386 58 22 47
Tax % 10.0% 10.0% 23.0% 15.0% -68.0% -914.0% -7.0% 0.0% 4.0% 16.0% 21.0% 1.0% —
Net Profit + 7 9 44 25 -4 39 221 210 56 324 46 22 47
EPS in Rs 2 2 11 7 -1 10 57 54 14 93 14 7 14
Dividend Payout % 0.0% 0.0% 9.0% 15.0% -93.0% 15.0% 3.0% 3.0% 9.0% 3.0% 11.0% 22.0% —

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves 195 204 243 264 1,247 1,713 2,393 2,927 2,465 2,948 2,438 2,082
Borrowings + 1 17 0 0 0 0 0 1 1 0 1 0
Other Liabilities + 33 24 41 10 350 438 637 719 562 570 238 92
Total Liabilities 267 283 323 313 1,636 2,189 3,068 3,685 3,063 3,552 2,711 2,205
Fixed Assets + 7 1 11 10 10 10 9 28 92 130 126 123
CWIP 0 0 0 2 4 7 9 0 0 0 0 0
Investments 211 240 273 256 1,571 2,041 2,803 3,434 2,751 3,158 2,211 1,936
Other Assets + 49 42 40 44 51 132 247 223 221 264 373 146
Total Assets 267 283 323 313 1,636 2,189 3,068 3,685 3,063 3,552 2,711 2,205
Equity Capital 39 39 39 39 39 39 39 39 35 35 34 32

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + -30 -17 -12 -21 -22 -104 166 165 7 194 170 -18
Cash from Investing Activity + 27 4 35 17 30 113 -72 -185 27 -197 167 -129
Cash from Financing Activity + 0 14 -17 0 -5 -5 -6 -11 -68 -13 -44 -105
Net Cash Flow -2 1 6 -4 3 4 88 -31 -34 -15 293 -252
CFO/OP -360 -216 2 -53 145 2,838 83 93 31 80 351 -61
Free Cash Flow -31 -8 -21 -23 -24 -108 163 154 5 153 170 -18

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

Promoter holding: 50.85% → 56.39%
  Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Public 48.73% 48.61% 48.39% 48.05% 45.81% 45.91% 45.94% 46.01% 46.01% 46.36% 42.21% 42.33%
Promoters 50.85% 50.85% 50.85% 50.85% 52.02% 52.02% 52.02% 52.02% 52.02% 52.02% 56.39% 56.39%
FII 0.4% 0.52% 0.74% 1.06% 2.14% 2.03% 1.99% 1.93% 1.91% 1.3% 1.32% 1.26%
DII 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% 0.31% 0.08% 0.03%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
Vls Finance Ltd (this stock) 752 16.1 0.36 0.95%
Gic Housing Finance Ltd 748 4.75 0.36 7.61%
Emkay Global Fin Serv Ltd 756 38.7 1.87 4.52%
Yogi Ltd. 725 55.5 5.09 16.7%
Aryaman Financial Serv L 780 26.3 4.66 20.4%
Aditya Birla Money Ltd 671 70.4 40.75 26.0%
Max India Limited 836 — 1.9 -32.8%

Which Mutual Funds Hold Vls Finance Ltd?

Frequently Asked Questions about Vls Finance Ltd

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