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NSE Close — 25 Sep 2026
₹22.04
Change
+0.28 (1.29%)
Open
₹21.33
Prev. Close
₹21.76
Day High
₹22.49
Day Low
₹20.81
Volume Analysis
Traded
84,467
Delivered
58,968
Delivery %
69.81%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (3)
- •High debt-to-equity ratio (1.43)
- •Low return on equity (-8.63%)
- •Below-average fundamentals quality score (42/100)
Opportunities (0)
No signal for this stock
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹24.43 | ₹23.46 | ₹22.75 | ₹21.78 | ₹21.07 | ₹20.1 | ₹19.39 |
| Fibonacci | ₹23.46 | ₹22.82 | ₹22.42 | ₹21.78 | ₹21.14 | ₹20.74 | ₹20.1 |
| Camarilla | ₹22.5 | ₹22.35 | ₹22.19 | ₹21.78 | ₹21.89 | ₹21.73 | ₹21.58 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-35.82%
1 Week
+10.09%
1 Month
+6.37%
3 Months
-5.93%
6 Months
+4.5%
1 Year
-38.26%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹19.87
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹852 Cr
ROE
-8.63%
Book Value
₹17.2
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Capital India Finance Ltd scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 42/100. The strongest factor is Growth (100/100), while Business Quality (2/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (1.43); low return on equity (-8.63%).
TopFund Score — Fundamentals Quality
42/100 — WeakData confidence: 70/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 10.5% over past five years.
- −Company has a low return on equity of -2.59% over last 3 years.
- −Earnings include an other income of Rs.110 Cr.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Acuite assigned ACUITE A- stable rating to proposed INR 100 crore NCDs.
Capital India Finance approved INR 100 crore NCD issue, 27 months tenor, 10% fixed coupon.
Mr. Sulabh Kaushal resigned as Chief Compliance Officer and Company Secretary effective September 07, 2026.
32nd AGM held on September 7, 2026; shareholders approved financials, MD remuneration revision, debt fundraising and related-party transactions.
32nd AGM on Sept 7, 2026 approved FY26 financials, MD remuneration revision, debt issuance, and Rapipay transactions.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 175 | 176 | 165 | 167 | 158 | 143 | 135 | 139 | 123 | 132 | 147 | 125 | 128 |
| Expenses + | 146 | 147 | 134 | 140 | 133 | 121 | 110 | 109 | 101 | 159 | 124 | 102 | 104 |
| Financing Profit | 3 | 3 | 6 | 3 | 0 | 5 | 6 | 3 | 2 | -47 | 1 | 1 | -1 |
| Financing Margin % | 1.73% | 1.69% | 3.53% | 1.57% | -0.18% | 3.71% | 4.46% | 2.17% | 1.63% | -35.47% | 0.42% | 0.97% | -1.13% |
| Other Income + | 11 | 2 | 1 | 2 | 1 | 4 | 1 | 2 | 0 | 106 | 1 | 3 | 1 |
| Interest | 26 | 26 | 25 | 25 | 26 | 17 | 19 | 28 | 20 | 20 | 22 | 22 | 25 |
| Depreciation | 7 | 8 | 8 | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 8 |
| Profit before tax | 7 | -3 | -1 | -2 | -8 | 2 | -1 | -3 | -6 | 51 | -6 | -4 | -8 |
| Tax % | 32.45% | 102.78% | 105.22% | 71.95% | -15.45% | 65.91% | 94.9% | -11.99% | 0.18% | 12.5% | -13.04% | -15.62% | 14.1% |
| Net Profit + | 5 | -5 | -2 | -4 | -6 | 1 | -2 | -3 | -6 | 45 | -5 | -3 | -10 |
| EPS in Rs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 26 | 60 | 179 | 318 | 532 | 655 | 680 | 543 | 524 | 532 |
| Expenses + | 11 | 31 | 127 | 265 | 476 | 633 | 562 | 455 | 484 | 489 |
| Financing Profit | 5 | 19 | 36 | 29 | 5 | -62 | 13 | 13 | -47 | -46 |
| Financing Margin % | 19.0% | 32.0% | 20.0% | 9.0% | 1.0% | -9.0% | 2.0% | 2.0% | -9.0% | -9.0% |
| Other Income + | 0 | 0 | 0 | 0 | -2 | 1 | 18 | 9 | 115 | 110 |
| Interest | 10 | 9 | 17 | 24 | 51 | 84 | 105 | 75 | 87 | 89 |
| Depreciation | 0 | 8 | 12 | 15 | 21 | 25 | 30 | 31 | 31 | 31 |
| Profit before tax | 4 | 11 | 24 | 15 | -18 | -85 | 1 | -9 | 36 | 33 |
| Tax % | 37.0% | 42.0% | 43.0% | 59.0% | 18.0% | 2.0% | 599.0% | 12.0% | 14.0% | — |
| Net Profit + | 3 | 7 | 14 | 6 | -21 | -87 | -6 | -10 | 31 | 27 |
| EPS in Rs | 1 | 0 | 0 | 0 | 0 | -1 | 0 | 0 | 1 | 1 |
| Dividend Payout % | 13.0% | 48.0% | 5.0% | 8.0% | -28.0% | -2.0% | 7.0% | -63.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Reserves | 128 | 430 | 444 | 485 | 543 | 528 | 545 | 550 | 595 |
| Other Liabilities + | 16 | 30 | 70 | 154 | 242 | 265 | 279 | 228 | 211 |
| Total Liabilities | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,846 |
| Fixed Assets + | 8 | 31 | 47 | 56 | 78 | 81 | 94 | 90 | 84 |
| CWIP | 2 | 2 | 1 | 5 | 11 | 35 | 10 | 9 | 1 |
| Investments | 0 | 24 | 9 | 0 | 10 | 44 | 10 | 64 | 210 |
| Other Assets + | 144 | 614 | 656 | 982 | 1,528 | 1,634 | 1,687 | 1,691 | 1,550 |
| Total Assets | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,846 |
| Borrowing | 7 | 132 | 121 | 327 | 764 | 924 | 899 | 996 | 961 |
| Equity Capital | 4 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -5 | -453 | 30 | -69 | -313 | -23 | 121 | -93 | -254 |
| Cash from Investing Activity + | -21 | -29 | 25 | -87 | -110 | -16 | 1 | -75 | 90 |
| Cash from Financing Activity + | -6 | 490 | -17 | 231 | 480 | 80 | -124 | 79 | 226 |
| Net Cash Flow | -32 | 8 | 38 | 74 | 56 | 41 | -2 | -89 | 62 |
| CFO/OP | -15 | -1,584 | 81 | -106 | -540 | -80 | 102 | -106 | -589 |
| Free Cash Flow | -16 | -463 | 25 | -81 | -347 | -74 | 99 | -103 | -260 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 26.96% | 26.96% | 26.97% | 26.98% | 26.97% | 26.99% | 26.93% | 26.85% | 27.07% | 27.34% | 27.38% | 27.36% |
| Promoters | 73.04% | 73.04% | 73.04% | 73.04% | 73.04% | 73.02% | 72.95% | 72.87% | 72.84% | 72.59% | 72.59% | 72.59% |
| FII | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.13% | 0.28% | 0.08% | 0.06% | 0.03% | 0.02% |
| DII | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.03% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Capital India Finance Ltd (this stock) | 852 | — | 1.27 | -8.63% |
| Max India Limited | 836 | — | 1.9 | -32.8% |
| Hexa Tradex Limited | 883 | — | 0.19 | -0.19% |
| Wealth Frst Port. Mg. Ltd | 890 | 26.9 | 5.92 | 27.7% |
| Aryaman Financial Serv L | 780 | 26.3 | 4.66 | 20.4% |
| Gkw Limited | 932 | 253.0 | 8.87 | 3.56% |
| Emkay Global Fin Serv Ltd | 756 | 38.7 | 1.87 | 4.52% |
Which Mutual Funds Hold Capital India Finance Ltd?
Frequently Asked Questions about Capital India Finance Ltd
Capital India Finance Ltd (CIFL) closed at ₹22.04 on NSE on 25 September 2026, up 0.28 (1.29%) from the previous close.
Capital India Finance Ltd trades on the NSE (National Stock Exchange of India) under the symbol CIFL.
Capital India Finance Ltd has a dividend yield of 0.09%.
Capital India Finance Ltd's 52-week high is ₹40.0 and its 52-week low is ₹18.6.
Capital India Finance Ltd has a market capitalisation of ₹852 crore.
Capital India Finance Ltd has a TopFund Quality Score of 42/100 (Weak), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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