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Day Open
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Day High
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NSE Close — 25 Sep 2026
₹983.0
Change
+4.5 (0.46%)
Open
₹980.8
Prev. Close
₹978.5
Day High
₹985.7
Day Low
₹977.0
Volume Analysis
Traded
3,759,097
Delivered
1,679,428
Delivery %
44.68%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •High debt-to-equity ratio (1.3)
- •Promoter holding is falling
Opportunities (0)
No signal for this stock
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹995.5 | ₹990.6 | ₹986.8 | ₹981.9 | ₹978.1 | ₹973.2 | ₹969.4 |
| Fibonacci | ₹990.6 | ₹987.28 | ₹985.22 | ₹981.9 | ₹978.58 | ₹976.52 | ₹973.2 |
| Camarilla | ₹985.39 | ₹984.6 | ₹983.8 | ₹981.9 | ₹982.2 | ₹981.41 | ₹980.61 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-0.18%
1 Week
-1.31%
1 Month
-6.16%
3 Months
-4.28%
6 Months
-3.42%
1 Year
+14.71%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹1,169.82
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹907,384 Cr
P/E (TTM)
10.8
ROE
15.4%
Book Value
₹674.0
Face Value
₹1.0
Source: Screener.in (Consolidated figures) — data as of 27 Sep 2026. Not investment advice.
TopFund Analysis
State Bank Of India holds up reasonably well on TopFund's composite fundamentals check within the Financial Services sector, at 67/100. The strongest factor is Cash Flow (100/100), while Momentum (34/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (1.3); promoter holding is falling.
TopFund Score — Fundamentals Quality
67/100 — GoodData confidence: 73/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has been maintaining a healthy dividend payout of 18.6%
- −Company has low interest coverage ratio.
- −Contingent liabilities of Rs.43,52,830 Cr.
- −Company might be capitalizing the interest cost
- −Earnings include an other income of Rs.1,99,967 Cr.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
SBI held virtual investor interaction on 25 September 2026 with institutional investors and analysts.
SBI bond ISIN INE062A08397 interest payment moved to 27.09.2026.
SBI will meet multiple institutional investors virtually on 25 September 2026 through Citi group meeting.
SBI held institutional investor interaction in Gurugram on 15 September 2026 via Jefferies.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 101,460 | 107,391 | 112,868 | 117,469 | 118,242 | 121,045 | 124,654 | 126,840 | 125,729 | 128,040 | 130,386 | 131,080 | 136,240 |
| Expenses + | 49,080 | 59,365 | 62,635 | 65,418 | 53,996 | 62,709 | 64,890 | 74,438 | 59,496 | 72,265 | 76,799 | 75,050 | 64,930 |
| Financing Profit | -5,665 | -14,930 | -17,858 | -18,593 | -7,455 | -15,283 | -17,634 | -25,825 | -12,034 | -22,227 | -25,196 | -23,923 | -10,938 |
| Financing Margin % | -6.0% | -14.0% | -16.0% | -16.0% | -6.0% | -13.0% | -14.0% | -20.0% | -10.0% | -17.0% | -19.0% | -18.0% | -8.0% |
| Other Income + | 30,873 | 36,865 | 33,103 | 47,445 | 33,883 | 42,758 | 43,200 | 52,722 | 41,263 | 50,884 | 55,262 | 49,999 | 43,821 |
| Interest | 58,045 | 62,955 | 68,092 | 70,644 | 71,701 | 73,619 | 77,397 | 78,227 | 78,266 | 78,002 | 78,783 | 79,953 | 82,248 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 25,208 | 21,936 | 15,245 | 28,852 | 26,428 | 27,474 | 25,566 | 26,897 | 29,229 | 28,657 | 30,067 | 26,076 | 32,884 |
| Tax % | 26.0% | 25.0% | 26.0% | 25.0% | 26.0% | 26.0% | 25.0% | 26.0% | 26.0% | 25.0% | 27.0% | 23.0% | 25.0% |
| Net Profit + | 19,094 | 16,648 | 11,598 | 22,203 | 20,094 | 20,565 | 19,484 | 20,379 | 22,121 | 21,861 | 22,176 | 20,508 | 25,121 |
| EPS in Rs | 21 | 18 | 12 | 24 | 22 | 22 | 21 | 22 | 24 | 23 | 23 | 21 | 26 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | 0.63% | — | — | — | 0.52% | — | — | — | — | — | — | — |
| Gross NPA % | — | 2.53% | — | — | — | 2.13% | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 207,974 | 220,633 | 230,447 | 228,970 | 253,322 | 269,852 | 278,115 | 289,973 | 350,845 | 439,189 | 490,313 | 514,933 | 525,747 |
| Expenses + | 96,675 | 109,985 | 145,666 | 169,065 | 166,104 | 172,909 | 192,821 | 197,349 | 204,303 | 239,750 | 252,043 | 278,781 | 289,045 |
| Financing Profit | -21,879 | -32,399 | -64,334 | -86,697 | -68,649 | -64,181 | -70,715 | -63,570 | -43,439 | -60,297 | -62,674 | -78,853 | -82,284 |
| Financing Margin % | -11.0% | -15.0% | -28.0% | -38.0% | -27.0% | -24.0% | -25.0% | -22.0% | -12.0% | -14.0% | -13.0% | -15.0% | -16.0% |
| Other Income + | 49,315 | 52,828 | 68,193 | 77,557 | 77,365 | 98,159 | 107,222 | 117,000 | 122,534 | 155,386 | 173,031 | 197,711 | 199,967 |
| Interest | 133,179 | 143,047 | 149,115 | 146,603 | 155,867 | 161,124 | 156,010 | 156,194 | 189,981 | 259,736 | 300,943 | 315,005 | 318,986 |
| Depreciation | 1,581 | 2,252 | 2,915 | 3,105 | 3,496 | 3,662 | 3,711 | 3,691 | 3,696 | 3,849 | 3,991 | 4,830 | 0 |
| Profit before tax | 25,855 | 18,177 | 945 | -12,245 | 5,220 | 30,317 | 32,796 | 49,739 | 75,399 | 91,240 | 106,365 | 114,028 | 117,683 |
| Tax % | 32.0% | 30.0% | 141.0% | -66.0% | 41.0% | 40.0% | 26.0% | 27.0% | 25.0% | 25.0% | 26.0% | 25.0% | — |
| Net Profit + | 17,832 | 13,019 | -97 | -3,749 | 3,351 | 21,140 | 23,888 | 37,183 | 57,750 | 69,543 | 80,523 | 86,666 | 89,665 |
| EPS in Rs | 23 | 16 | 0 | -5 | 3 | 22 | 25 | 40 | 62 | 75 | 87 | 90 | 93 |
| Dividend Payout % | 15.0% | 17.0% | 859.0% | 0.0% | 0.0% | 0.0% | 16.0% | 18.0% | 18.0% | 18.0% | 18.0% | 19.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 160,641 | 179,816 | 216,395 | 229,429 | 233,603 | 250,168 | 274,669 | 304,696 | 358,039 | 414,047 | 486,144 | 595,208 |
| Other Liabilities + | 240,149 | 276,472 | 288,391 | 294,860 | 299,676 | 339,364 | 420,926 | 518,719 | 605,796 | 712,669 | 775,938 | 904,646 |
| Total Liabilities | 2,699,161 | 3,072,321 | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 8,321,176 |
| Fixed Assets + | 12,924 | 15,415 | 51,189 | 42,035 | 39,941 | 39,608 | 41,600 | 41,032 | 45,880 | 46,072 | 47,716 | 59,772 |
| CWIP | 400 | 786 | 695 | 925 | 762 | 470 | 116 | 28 | 66 | 42 | 41 | 78 |
| Investments | 673,507 | 807,375 | 1,027,281 | 1,183,794 | 1,119,270 | 1,228,284 | 1,595,100 | 1,776,490 | 1,913,108 | 2,110,548 | 2,205,601 | 2,359,502 |
| Other Assets + | 2,012,329 | 2,248,746 | 2,362,594 | 2,389,685 | 2,728,487 | 2,929,123 | 3,208,798 | 3,543,328 | 3,995,361 | 4,577,093 | 5,060,371 | 5,901,824 |
| Total Assets | 2,699,161 | 3,072,321 | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 8,321,176 |
| Deposits | 2,052,961 | 2,253,858 | 2,599,811 | 2,722,178 | 2,940,541 | 3,274,161 | 3,715,331 | 4,087,411 | 4,468,536 | 4,966,537 | 5,439,898 | 6,043,097 |
| Borrowing | 244,663 | 361,399 | 336,366 | 369,079 | 413,748 | 332,901 | 433,796 | 449,160 | 521,152 | 639,610 | 610,857 | 777,302 |
| Equity Capital | 747 | 776 | 797 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 923 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 26,297 | 14,477 | 77,406 | -96,508 | 29,556 | 23,929 | 89,919 | 57,695 | -86,014 | 21,632 | 45,484 | 38,097 |
| Cash from Investing Activity + | -3,424 | -2,747 | -4,572 | 13,053 | 220 | -555 | -3,670 | -2,652 | -966 | -3,476 | -3,387 | 9,240 |
| Cash from Financing Activity + | -1,553 | 4,348 | -4,196 | 5,547 | 448 | 5,430 | 7,143 | -3,845 | 6,386 | -9,896 | -10,737 | -3,427 |
| Net Cash Flow | 21,320 | 16,078 | 68,638 | -77,908 | 30,223 | 28,803 | 93,392 | 51,198 | -80,593 | 8,260 | 31,361 | 43,910 |
| CFO/OP | 30 | 22 | 93 | -148 | 43 | 40 | 110 | 72 | -47 | 27 | 33 | 32 |
| Free Cash Flow | 22,848 | 10,701 | 72,982 | -89,906 | 26,550 | 20,864 | 86,091 | 54,644 | -86,014 | 17,457 | 39,847 | 29,734 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 7.41% | 7.4% | 7.37% | 7.67% | 7.67% | 7.35% | 7.54% | 7.56% | 7.13% | 6.97% | 6.81% | 7.06% |
| Promoters | 57.49% | 57.49% | 57.54% | 57.54% | 57.51% | 57.43% | 57.43% | 57.42% | 55.5% | 55.5% | 55.52% | 55.47% |
| Government | 0.03% | 0.03% | 0.03% | 0.03% | 0.14% | 0.14% | 0.14% | 0.14% | 0.14% | 0.13% | 0.13% | 0.14% |
| FII | 10.72% | 10.91% | 11.09% | 11.15% | 10.71% | 10.27% | 9.94% | 9.33% | 9.57% | 10.34% | 11.41% | 10.81% |
| DII | 24.36% | 24.15% | 23.96% | 23.61% | 23.96% | 24.79% | 24.92% | 25.54% | 27.65% | 27.04% | 26.11% | 26.52% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| State Bank Of India (this stock) | 907,384 | 10.8 | 1.46 | 15.4% |
| ICICI Bank Ltd. | 955,525 | 17.0 | 2.53 | 15.9% |
| HDFC Bank Ltd | 1,129,659 | 14.3 | 1.88 | 13.6% |
| Bajaj Finance Limited | 614,315 | 30.0 | 5.39 | 18.2% |
| Life Insura Corp Of India | 517,448 | 8.61 | 2.92 | 37.8% |
| Kotak Mahindra Bank Ltd | 400,991 | 20.0 | 2.21 | 11.4% |
| Axis Bank Limited | 376,095 | 13.6 | 1.7 | 13.1% |
Which Mutual Funds Hold State Bank Of India?
Frequently Asked Questions about State Bank Of India
State Bank Of India (SBIN) closed at ₹983.0 on NSE on 25 September 2026, up 4.5 (0.46%) from the previous close.
State Bank Of India trades on the NSE (National Stock Exchange of India) under the symbol SBIN.
State Bank Of India has a trailing twelve-month P/E (price-to-earnings) ratio of 10.8.
State Bank Of India has a dividend yield of 1.77%.
State Bank Of India's 52-week high is ₹1,235.0 and its 52-week low is ₹856.0.
State Bank Of India has a market capitalisation of ₹907,384 crore.
State Bank Of India has a TopFund Quality Score of 67/100 (Good), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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