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Change
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Day Open
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Day High
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NSE Close — 25 Sep 2026
₹994.1
Change
+4.1 (0.41%)
Open
₹990.0
Prev. Close
₹990.0
Day High
₹1,002.0
Day Low
₹986.4
Volume Analysis
Traded
2,700,614
Delivered
1,575,759
Delivery %
58.35%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •High debt-to-equity ratio (3.8)
- •Promoter holding is falling
Opportunities (1)
- •Strong 3-year EPS growth (18.4%)
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹1,017.54 | ₹1,009.77 | ₹1,001.94 | ₹994.17 | ₹986.34 | ₹978.57 | ₹970.74 |
| Fibonacci | ₹1,009.77 | ₹1,003.81 | ₹1,000.13 | ₹994.17 | ₹988.21 | ₹984.53 | ₹978.57 |
| Camarilla | ₹998.39 | ₹996.96 | ₹995.53 | ₹994.17 | ₹992.67 | ₹991.24 | ₹989.81 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-2.51%
1 Week
-1.75%
1 Month
-8.54%
3 Months
-4.61%
6 Months
+10.39%
1 Year
+64.03%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹647.75
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹233,916 Cr
P/E (TTM)
20.7
ROE
16.4%
Book Value
₹350.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 27 Sep 2026. Not investment advice.
TopFund Analysis
Shriram Finance Limited holds up reasonably well on TopFund's composite fundamentals check within the Financial Services sector, at 65/100. The strongest factor is Growth (96/100), while Risk & Volatility (31/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (3.8); promoter holding is falling. Strong 3-year EPS growth (18.4%).
TopFund Score — Fundamentals Quality
65/100 — GoodData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 32.0% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 20.9%
- −Stock is trading at 2.84 times its book value
- −Company has low interest coverage ratio.
- −Promoter holding has decreased over last quarter: -5.08%
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Shriram Finance received CGST penalties totalling about Rs.5.59 crore for FY21-FY23 on amalgamated entity.
Shriram Finance launched tender offers for $300m 2027 notes and $160m 2028 notes, expiring September 28.
Shriram Finance approved tender offers for up to US$300m 2027 notes and US$160m 2028 notes.
Banking & Finance Committee meets on or after September 21, 2026 to consider debt securities buyback.
Shriram Finance Limited has informed about Schedule of Analysts/ Institutional Investors Meet
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 8,003 | 8,555 | 8,922 | 9,484 | 9,605 | 10,090 | 10,698 | 11,454 | 11,536 | 11,912 | 12,171 | 12,513 | 13,400 |
| Expenses + | 2,141 | 2,454 | 2,634 | 2,712 | 2,661 | 2,836 | 3,033 | 3,293 | 3,062 | 3,109 | 3,397 | 3,104 | 3,406 |
| Financing Profit | 2,374 | 2,480 | 2,581 | 2,783 | 2,815 | 2,903 | 2,914 | 2,937 | 3,073 | 3,279 | 3,514 | 4,073 | 4,790 |
| Financing Margin % | 30.0% | 29.0% | 29.0% | 29.0% | 29.0% | 29.0% | 27.0% | 26.0% | 27.0% | 28.0% | 29.0% | 33.0% | 36.0% |
| Other Income + | 41 | 47 | 59 | 87 | 54 | 86 | 1,574 | 6 | 6 | 9 | 26 | 18 | 18 |
| Interest | 3,488 | 3,622 | 3,707 | 3,988 | 4,129 | 4,350 | 4,751 | 5,224 | 5,401 | 5,525 | 5,259 | 5,336 | 5,204 |
| Depreciation | 132 | 137 | 147 | 153 | 153 | 159 | 162 | 171 | 173 | 174 | 177 | 175 | 183 |
| Profit before tax | 2,283 | 2,391 | 2,494 | 2,717 | 2,715 | 2,830 | 4,326 | 2,772 | 2,906 | 3,113 | 3,363 | 3,917 | 4,626 |
| Tax % | 25.0% | 25.0% | 25.0% | 26.0% | 25.0% | 24.0% | 25.0% | 23.0% | 26.0% | 26.0% | 25.0% | 23.0% | 25.0% |
| Net Profit + | 1,712 | 1,792 | 1,874 | 2,021 | 2,031 | 2,153 | 3,249 | 2,144 | 2,159 | 2,314 | 2,530 | 3,021 | 3,453 |
| EPS in Rs | 9 | 10 | 10 | 11 | 11 | 11 | 17 | 11 | 11 | 12 | 13 | 16 | 15 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 9,177 | 10,359 | 10,903 | 13,502 | 15,536 | 16,561 | 17,422 | 19,255 | 30,492 | 36,388 | 43,941 | 48,135 | 49,997 |
| Expenses + | 2,781 | 3,447 | 3,712 | 3,288 | 4,171 | 4,683 | 4,932 | 5,816 | 8,706 | 10,278 | 12,279 | 12,602 | 13,016 |
| Financing Profit | 1,691 | 1,824 | 1,972 | 3,805 | 3,801 | 3,565 | 3,402 | 3,666 | 8,799 | 10,523 | 13,132 | 13,947 | 15,656 |
| Financing Margin % | 18.0% | 18.0% | 18.0% | 28.0% | 24.0% | 22.0% | 20.0% | 19.0% | 29.0% | 29.0% | 30.0% | 29.0% | 31.0% |
| Other Income + | 2 | 3 | 1 | 127 | 20 | 14 | 14 | 18 | 16 | 25 | 157 | 52 | 71 |
| Interest | 4,706 | 5,088 | 5,219 | 6,409 | 7,564 | 8,313 | 9,089 | 9,773 | 12,987 | 15,588 | 18,529 | 21,586 | 21,325 |
| Depreciation | 43 | 38 | 35 | 37 | 43 | 141 | 137 | 135 | 601 | 588 | 645 | 699 | 709 |
| Profit before tax | 1,650 | 1,789 | 1,938 | 3,896 | 3,778 | 3,439 | 3,278 | 3,549 | 8,214 | 9,960 | 12,644 | 13,300 | 15,019 |
| Tax % | 38.0% | 34.0% | 35.0% | 35.0% | 32.0% | 27.0% | 24.0% | 24.0% | 27.0% | 26.0% | 24.0% | 25.0% | — |
| Net Profit + | 1,028 | 1,184 | 1,266 | 2,549 | 2,576 | 2,512 | 2,499 | 2,721 | 6,020 | 7,399 | 9,576 | 10,024 | 11,318 |
| EPS in Rs | 8 | 9 | 10 | 20 | 20 | 20 | 18 | 20 | 32 | 39 | 51 | 53 | 56 |
| Dividend Payout % | 22.0% | 19.0% | 7.0% | 10.0% | 11.0% | 5.0% | 18.0% | 20.0% | 22.0% | 23.0% | 19.0% | 20.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 9,039 | 9,949 | 11,105 | 13,463 | 15,736 | 17,915 | 21,464 | 25,824 | 43,138 | 48,571 | 56,094 | 65,542 |
| Other Liabilities + | 6,193 | 8,048 | 10,034 | 1,539 | 1,542 | 1,389 | 1,647 | 1,328 | 2,858 | 3,823 | 3,330 | 4,764 |
| Total Liabilities | 62,154 | 68,013 | 74,446 | 97,360 | 105,419 | 114,266 | 129,910 | 142,268 | 210,573 | 248,266 | 293,998 | 321,375 |
| Fixed Assets + | 154 | 152 | 136 | 122 | 147 | 489 | 437 | 418 | 3,714 | 3,718 | 2,914 | 2,635 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 66 | 0 | 0 | 0 |
| Investments | 3,037 | 1,340 | 1,518 | 2,456 | 4,126 | 2,936 | 3,347 | 6,971 | 7,430 | 9,472 | 15,788 | 14,993 |
| Other Assets + | 58,962 | 66,522 | 72,791 | 94,782 | 101,146 | 110,841 | 126,126 | 134,879 | 199,363 | 235,076 | 275,296 | 303,746 |
| Total Assets | 62,154 | 68,013 | 74,446 | 97,360 | 105,419 | 114,266 | 129,910 | 142,268 | 210,573 | 248,266 | 293,998 | 321,375 |
| Borrowing | 46,695 | 49,790 | 53,080 | 82,131 | 87,914 | 94,735 | 106,546 | 114,846 | 164,202 | 195,496 | 234,197 | 250,692 |
| Equity Capital | 227 | 227 | 227 | 227 | 227 | 227 | 253 | 271 | 374 | 376 | 376 | 376 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -9,611 | -5,507 | -2,677 | -13,142 | -5,535 | -2,464 | -4,239 | -8,859 | -17,625 | -31,101 | -43,652 | -13,281 |
| Cash from Investing Activity + | -45 | -36 | -2 | 86 | -76 | -55 | -25 | -34 | 5,076 | -258 | 3,630 | -241 |
| Cash from Financing Activity + | 7,836 | 2,822 | 3,017 | 13,014 | 5,550 | 4,579 | 12,226 | 8,505 | 11,820 | 27,609 | 44,521 | 8,587 |
| Net Cash Flow | -1,819 | -2,721 | 338 | -42 | -62 | 2,060 | 7,962 | -388 | -730 | -3,750 | 4,499 | -4,936 |
| CFO/OP | -141 | -72 | -28 | -120 | -37 | -12 | -24 | -57 | -66 | -106 | -126 | -26 |
| Free Cash Flow | -9,655 | -5,543 | -2,695 | -13,208 | -5,611 | -2,519 | -4,264 | -8,893 | -17,818 | -31,361 | -43,903 | -13,475 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 4.71% | 4.83% | 5.0% | 5.07% | 5.07% | 5.58% | 5.68% | 5.64% | 6.34% | 6.11% | 6.18% | 5.03% |
| Promoters | 25.45% | 25.43% | 25.42% | 25.41% | 25.4% | 25.4% | 25.39% | 25.39% | 25.39% | 25.38% | 25.38% | 20.3% |
| FII | 54.67% | 53.97% | 53.9% | 54.28% | 53.29% | 53.08% | 53.58% | 52.61% | 49.61% | 47.21% | 45.15% | 54.75% |
| DII | 15.17% | 15.77% | 15.69% | 15.24% | 16.21% | 15.93% | 15.34% | 16.32% | 18.65% | 21.29% | 23.29% | 19.9% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Shriram Finance Limited (this stock) | 233,916 | 20.7 | 2.84 | 16.4% |
| Bajaj Finserv Ltd. | 282,788 | 27.6 | 3.62 | 13.2% |
| ICICI Prudential Amc Ltd | 156,890 | 53.3 | — | — |
| Cholamandalam In & Fin Co | 151,192 | 26.3 | 4.96 | 19.4% |
| Jio Fin Services Ltd | 148,713 | 72.0 | 1.08 | 1.19% |
| Tata Capital Limited | 143,965 | 26.5 | 3.14 | 12.4% |
| Union Bank Of India | 137,558 | 6.66 | 0.98 | 15.7% |
Which Mutual Funds Hold Shriram Finance Limited?
Frequently Asked Questions about Shriram Finance Limited
Shriram Finance Limited (SHRIRAMFIN) closed at ₹994.1 on NSE on 25 September 2026, up 4.1 (0.41%) from the previous close.
Shriram Finance Limited trades on the NSE (National Stock Exchange of India) under the symbol SHRIRAMFIN.
Shriram Finance Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 20.7.
Shriram Finance Limited has a dividend yield of 1.09%.
Shriram Finance Limited's 52-week high is ₹1,154.0 and its 52-week low is ₹603.0.
Shriram Finance Limited has a market capitalisation of ₹233,916 crore.
Shriram Finance Limited has a TopFund Quality Score of 65/100 (Good), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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