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NSE Close — 25 Sep 2026
₹116.6
Change
-0.52 (-0.44%)
Open
₹117.12
Prev. Close
₹117.12
Day High
₹118.01
Day Low
₹116.23
Volume Analysis
Traded
8,069,096
Delivered
3,859,452
Delivery %
47.83%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (74.0%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹119.45 | ₹118.73 | ₹117.67 | ₹116.95 | ₹115.89 | ₹115.17 | ₹114.11 |
| Fibonacci | ₹118.73 | ₹118.05 | ₹117.63 | ₹116.95 | ₹116.27 | ₹115.85 | ₹115.17 |
| Camarilla | ₹117.09 | ₹116.93 | ₹116.76 | ₹116.95 | ₹116.44 | ₹116.27 | ₹116.11 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-5.92%
1 Week
-1.19%
1 Month
+1.04%
3 Months
+9.29%
6 Months
+12.12%
1 Year
+8.17%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹221.27
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹134,008 Cr
P/E (TTM)
6.07
ROE
13.0%
Book Value
₹136.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
Punjab National Bank holds up reasonably well on TopFund's composite fundamentals check within the Financial Services sector, at 69/100. The strongest factor is Growth (100/100), while Business Quality (38/100) is the weakest area to weigh before deciding. Notably: Promoter holding is falling. Strong 3-year EPS growth (74.0%).
TopFund Score — Fundamentals Quality
69/100 — GoodData confidence: 73/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.86 times its book value
- +Company has delivered good profit growth of 48.2% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 18.3%
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 9.80% over past five years.
- −Company has a low return on equity of 12.4% over last 3 years.
- −Contingent liabilities of Rs.5,24,629 Cr.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
PNB representatives to join virtual investor meetings on 28 and 29 September 2026.
Moody’s, Fitch and CareEdge assigned ratings to PNB’s USD 1.5 billion MTN programme on 17 September 2026.
Vandana Bhagavatula deemed elected shareholder director; PNB’s 25 Sept 2026 EGM cancelled.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 25,673 | 26,858 | 27,852 | 28,682 | 29,145 | 30,447 | 31,895 | 32,523 | 32,572 | 32,513 | 32,889 | 32,798 | 33,589 |
| Expenses + | 10,990 | 10,259 | 9,449 | 9,831 | 8,473 | 8,592 | 7,494 | 9,142 | 9,197 | 8,299 | 9,298 | 7,518 | 8,262 |
| Financing Profit | -1,381 | -221 | 959 | 646 | 2,136 | 2,065 | 3,663 | 1,742 | 1,547 | 2,356 | 1,426 | 3,061 | 2,743 |
| Financing Margin % | -5.0% | -1.0% | 3.0% | 2.0% | 7.0% | 7.0% | 11.0% | 5.0% | 5.0% | 7.0% | 4.0% | 9.0% | 8.0% |
| Other Income + | 3,360 | 2,999 | 2,676 | 4,294 | 3,615 | 4,664 | 3,392 | 4,776 | 5,427 | 4,171 | 5,013 | 4,080 | 4,365 |
| Interest | 16,064 | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 | 21,640 | 21,828 | 21,858 | 22,164 | 22,219 | 22,583 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 | 6,973 | 6,527 | 6,440 | 7,141 | 7,108 |
| Tax % | 39.0% | 36.0% | 38.0% | 37.0% | 35.0% | 34.0% | 34.0% | 29.0% | 74.0% | 26.0% | 19.0% | 27.0% | 25.0% |
| Net Profit + | 1,363 | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 | 5,011 | 2,167 | 5,121 | 5,577 | 5,602 | 5,835 |
| EPS in Rs | 1 | 2 | 2 | 3 | 4 | 4 | 4 | 4 | 2 | 4 | 5 | 5 | 5 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 48,710 | 50,804 | 48,058 | 48,725 | 52,147 | 54,918 | 81,935 | 76,242 | 86,845 | 109,065 | 124,010 | 130,772 | 131,789 |
| Expenses + | 18,760 | 27,453 | 22,533 | 43,345 | 39,645 | 25,867 | 38,601 | 36,026 | 41,502 | 39,623 | 32,743 | 33,031 | 33,378 |
| Financing Profit | -1,394 | -10,980 | -7,197 | -28,151 | -22,153 | -7,946 | -7,470 | -6,607 | -6,473 | 908 | 10,563 | 9,672 | 9,587 |
| Financing Margin % | -3.0% | -22.0% | -15.0% | -58.0% | -42.0% | -14.0% | -9.0% | -9.0% | -7.0% | 1.0% | 9.0% | 7.0% | 7.0% |
| Other Income + | 6,175 | 6,100 | 9,168 | 8,883 | 7,367 | 9,388 | 12,777 | 12,329 | 12,529 | 14,158 | 17,560 | 20,062 | 17,629 |
| Interest | 31,343 | 34,331 | 32,722 | 33,530 | 34,656 | 36,997 | 50,805 | 46,823 | 51,817 | 68,534 | 80,704 | 88,069 | 88,824 |
| Depreciation | 384 | 413 | 430 | 581 | 584 | 614 | 982 | 896 | 905 | 906 | 958 | 1,281 | 0 |
| Profit before tax | 4,397 | -5,293 | 1,540 | -19,849 | -15,370 | 827 | 4,325 | 4,826 | 5,151 | 14,160 | 27,166 | 28,453 | 27,216 |
| Tax % | 24.0% | -31.0% | 41.0% | -37.0% | -35.0% | 56.0% | 38.0% | 19.0% | 35.0% | 35.0% | 32.0% | 35.0% | — |
| Net Profit + | 3,525 | -3,510 | 1,239 | -12,111 | -9,550 | 485 | 2,695 | 3,908 | 3,359 | 9,157 | 18,553 | 18,467 | 22,134 |
| EPS in Rs | 18 | -19 | 6 | -44 | -21 | 1 | 2 | 4 | 3 | 8 | 16 | 16 | 19 |
| Dividend Payout % | 18.0% | -2.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 18.0% | 21.0% | 18.0% | 18.0% | 19.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 41,669 | 41,412 | 42,990 | 40,965 | 45,164 | 62,529 | 90,439 | 95,380 | 100,678 | 108,185 | 130,839 | 147,674 |
| Other Liabilities + | 19,522 | 18,932 | 16,909 | 22,242 | 15,333 | 14,814 | 21,176 | 28,113 | 30,273 | 36,438 | 41,579 | 51,005 |
| Total Liabilities | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,493,649 | 1,598,636 | 1,857,544 | 2,033,331 |
| Fixed Assets + | 3,656 | 5,308 | 6,298 | 6,371 | 6,246 | 7,262 | 11,049 | 10,696 | 12,084 | 12,348 | 13,083 | 15,625 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 156,762 | 165,126 | 191,527 | 204,419 | 210,578 | 253,782 | 404,369 | 388,586 | 416,914 | 446,421 | 524,840 | 523,515 |
| Other Assets + | 475,594 | 542,358 | 535,486 | 566,738 | 573,295 | 590,413 | 864,307 | 940,019 | 1,064,651 | 1,139,867 | 1,319,620 | 1,494,191 |
| Total Assets | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,493,649 | 1,598,636 | 1,857,544 | 2,033,331 |
| Deposits | 537,758 | 570,383 | 629,651 | 648,439 | 681,874 | 710,254 | 1,113,717 | 1,154,234 | 1,290,347 | 1,379,225 | 1,577,020 | 1,724,795 |
| Borrowing | 36,692 | 81,674 | 43,336 | 65,330 | 46,828 | 62,512 | 52,298 | 59,372 | 70,149 | 72,586 | 105,807 | 107,558 |
| Equity Capital | 371 | 393 | 426 | 552 | 921 | 1,348 | 2,096 | 2,202 | 2,202 | 2,202 | 2,299 | 2,299 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 4,814 | 14,167 | 21,938 | -1,742 | -33,532 | -12,793 | 30,950 | 20,032 | 22,592 | -27,939 | 22,075 | 25,635 |
| Cash from Investing Activity + | -872 | -1,352 | 159 | 392 | -629 | -338 | -787 | -1,204 | -732 | -1,506 | -1,578 | -609 |
| Cash from Financing Activity + | 7,451 | 5,975 | -9,767 | 7,460 | 13,969 | 13,591 | 5,415 | 2,032 | 1,275 | 3,518 | -1,138 | -11,664 |
| Net Cash Flow | 11,393 | 18,790 | 12,330 | 6,109 | -20,192 | 460 | 35,579 | 20,859 | 23,135 | -25,928 | 19,359 | 13,362 |
| CFO/OP | 25 | 67 | 92 | 1 | -268 | -36 | 72 | 54 | 52 | -38 | 30 | 26 |
| Free Cash Flow | 4,267 | 13,561 | 21,442 | -2,394 | -33,972 | -13,131 | 30,164 | 19,496 | 22,040 | -29,083 | 20,490 | 24,052 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 10.41% | 10.0% | 9.67% | 10.57% | 9.89% | 9.91% | 9.54% | 9.34% | 8.7% | 7.91% | 7.48% | 7.91% |
| Promoters | 73.15% | 73.15% | 73.15% | 73.15% | 70.08% | 70.08% | 70.08% | 70.08% | 70.08% | 70.08% | 70.08% | 70.08% |
| FII | 2.65% | 3.1% | 4.82% | 5.51% | 8.42% | 5.7% | 5.71% | 5.52% | 5.67% | 5.93% | 6.39% | 5.93% |
| DII | 13.8% | 13.74% | 12.37% | 10.76% | 11.61% | 14.31% | 14.67% | 15.06% | 15.54% | 16.09% | 16.05% | 16.06% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Punjab National Bank (this stock) | 134,008 | 6.07 | 0.86 | 13.0% |
| BSE Limited | 131,710 | 46.5 | 19.69 | 46.0% |
| Union Bank Of India | 137,558 | 6.66 | 0.98 | 15.7% |
| Tata Capital Limited | 143,965 | 26.5 | 3.14 | 12.4% |
| Bank Of Baroda | 121,889 | 5.56 | 0.72 | 12.7% |
| Bajaj Holdings & Invs Ltd | 120,703 | 13.6 | 1.65 | 11.9% |
| Jio Fin Services Ltd | 148,713 | 72.0 | 1.08 | 1.19% |
Which Mutual Funds Hold Punjab National Bank?
Frequently Asked Questions about Punjab National Bank
Punjab National Bank (PNB) closed at ₹116.6 on NSE on 25 September 2026, down 0.52 (0.44%) from the previous close.
Punjab National Bank trades on the NSE (National Stock Exchange of India) under the symbol PNB.
Punjab National Bank has a trailing twelve-month P/E (price-to-earnings) ratio of 6.07.
Punjab National Bank has a dividend yield of 2.57%.
Punjab National Bank's 52-week high is ₹135.0 and its 52-week low is ₹98.5.
Punjab National Bank has a market capitalisation of ₹134,008 crore.
Punjab National Bank has a TopFund Quality Score of 69/100 (Good), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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