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NSE Close — 25 Sep 2026
₹335.5
Change
-2.65 (-0.78%)
Open
₹338.15
Prev. Close
₹338.15
Day High
₹340.7
Day Low
₹333.25
Volume Analysis
Traded
680,592
Delivered
315,673
Delivery %
46.38%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (0)
No signal for this stock
Opportunities (0)
No signal for this stock
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹347.16 | ₹343.93 | ₹339.71 | ₹336.48 | ₹332.26 | ₹329.03 | ₹324.81 |
| Fibonacci | ₹343.93 | ₹341.08 | ₹339.33 | ₹336.48 | ₹333.63 | ₹331.88 | ₹329.03 |
| Camarilla | ₹337.55 | ₹336.87 | ₹336.18 | ₹336.48 | ₹334.82 | ₹334.13 | ₹333.45 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
+62.14%
1 Week
+6.66%
1 Month
+1.56%
3 Months
+22.71%
6 Months
+45.76%
1 Year
+96.14%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹522.44
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹12,723 Cr
P/E (TTM)
8.85
ROE
10.4%
Book Value
₹350.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 25 Sep 2026. Not investment advice.
TopFund Analysis
Karnataka Bank Limited lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 63/100. The strongest factor is Cash Flow (100/100), while Business Quality (33/100) is the weakest area to weigh before deciding. FII holding has been falling.
TopFund Score — Fundamentals Quality
63/100 — AverageData confidence: 71/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.96 times its book value
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 7.43% over past five years.
- −Company has a low return on equity of 11.6% over last 3 years.
- −Contingent liabilities of Rs.13,148 Cr.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
UFBU-backed unions call three-day strike at Karnataka Bank from 28-30 September 2026.
Karnataka Bank’s 102nd AGM approved seven resolutions, including directors, auditors, and Rs.5 final dividend for FY26.
Karnataka Bank AGM e-voting results released; all 7 resolutions passed on 22 September 2026.
Karnataka Bank AGM approved appointment of new Executive Director and three director reappointments on September 22, 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,959 | 2,027 | 2,113 | 2,201 | 2,278 | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 | 2,220 | 2,257 | 2,383 |
| Expenses + | 689 | 670 | 758 | 938 | 664 | 674 | 743 | 865 | 757 | 651 | 737 | 717 | 742 |
| Financing Profit | 126 | 153 | 70 | -104 | 239 | 159 | 50 | -84 | -2 | 77 | 55 | 126 | 196 |
| Financing Margin % | 6.0% | 8.0% | 3.0% | -5.0% | 11.0% | 7.0% | 2.0% | -4.0% | 0.0% | 4.0% | 2.0% | 6.0% | 8.0% |
| Other Income + | 324 | 250 | 326 | 419 | 279 | 270 | 299 | 428 | 358 | 343 | 302 | 399 | 355 |
| Interest | 1,144 | 1,204 | 1,285 | 1,367 | 1,375 | 1,401 | 1,450 | 1,478 | 1,506 | 1,451 | 1,428 | 1,414 | 1,444 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 450 | 402 | 396 | 315 | 518 | 429 | 349 | 344 | 357 | 420 | 357 | 525 | 552 |
| Tax % | 18.0% | 18.0% | 16.0% | 13.0% | 23.0% | 22.0% | 19.0% | 27.0% | 18.0% | 24.0% | 19.0% | 22.0% | 24.0% |
| Net Profit + | 371 | 330 | 331 | 274 | 400 | 336 | 284 | 253 | 292 | 319 | 291 | 408 | 419 |
| EPS in Rs | 12 | 11 | 10 | 7 | 11 | 9 | 8 | 7 | 8 | 8 | 8 | 11 | 11 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 1.43% | 1.36% | 1.55% | 1.58% | 1.66% | 1.46% | 1.39% | 1.31% | 1.44% | 1.35% | 1.31% | 0.98% | 0.87% |
| Gross NPA % | 3.68% | 3.47% | 3.64% | 3.53% | 3.54% | 3.21% | 3.11% | 3.08% | 3.46% | 3.33% | 3.32% | 2.78% | 2.58% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|
| Revenue + | 6,475 | 6,232 | 6,222 | 7,220 | 8,299 | 9,014 | 8,918 | 9,039 |
| Expenses + | 2,706 | 2,902 | 2,677 | 2,651 | 2,983 | 2,854 | 2,757 | 2,848 |
| Financing Profit | -676 | -719 | -186 | 534 | 316 | 457 | 362 | 454 |
| Financing Margin % | -10.0% | -12.0% | -3.0% | 7.0% | 4.0% | 5.0% | 4.0% | 5.0% |
| Other Income + | 1,262 | 1,404 | 954 | 993 | 1,319 | 1,270 | 1,403 | 1,400 |
| Interest | 4,444 | 4,049 | 3,731 | 4,035 | 5,000 | 5,703 | 5,799 | 5,738 |
| Depreciation | 64 | 74 | 74 | 86 | 72 | 85 | 107 | 0 |
| Profit before tax | 522 | 612 | 694 | 1,440 | 1,563 | 1,641 | 1,658 | 1,854 |
| Tax % | 17.0% | 21.0% | 27.0% | 18.0% | 16.0% | 22.0% | 21.0% | — |
| Net Profit + | 432 | 482 | 508 | 1,180 | 1,307 | 1,273 | 1,311 | 1,437 |
| EPS in Rs | 14 | 16 | 16 | 38 | 35 | 34 | 35 | 38 |
| Dividend Payout % | 0.0% | 12.0% | 24.0% | 13.0% | 16.0% | 15.0% | 14.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Reserves | 5,660 | 6,331 | 6,783 | 7,900 | 10,470 | 11,707 | 12,846 |
| Other Liabilities + | 1,493 | 1,553 | 2,245 | 1,914 | 2,849 | 2,129 | 2,025 |
| Total Liabilities | 83,313 | 85,615 | 92,040 | 99,057 | 116,083 | 120,960 | 129,355 |
| Fixed Assets + | 826 | 838 | 805 | 846 | 915 | 976 | 1,052 |
| CWIP | 0 | 1 | 13 | 29 | 13 | 14 | 9 |
| Investments | 17,545 | 21,635 | 22,040 | 23,325 | 24,300 | 24,535 | 26,737 |
| Other Assets + | 64,942 | 63,142 | 69,182 | 74,857 | 90,855 | 95,435 | 101,558 |
| Total Assets | 83,313 | 85,615 | 92,040 | 99,057 | 116,083 | 120,960 | 129,355 |
| Deposits | 71,785 | 75,654 | 80,387 | 87,368 | 97,988 | 104,806 | 108,777 |
| Borrowing | 4,065 | 1,765 | 2,314 | 1,563 | 4,400 | 1,941 | 5,329 |
| Equity Capital | 311 | 311 | 311 | 312 | 377 | 378 | 378 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -90 | 3,368 | -467 | 1,830 | 681 | 210 | 1,100 |
| Cash from Investing Activity + | -56 | -87 | -56 | -88 | -369 | -691 | -88 |
| Cash from Financing Activity + | -545 | -885 | -355 | -19 | 1,582 | 412 | -1,260 |
| Net Cash Flow | -690 | 2,396 | -879 | 1,723 | 1,894 | -69 | -248 |
| CFO/OP | 3 | 111 | -6 | 47 | 20 | 9 | 25 |
| Free Cash Flow | -146 | 3,281 | -523 | 1,743 | 570 | 48 | 1,012 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 68.71% | 63.26% | 58.08% | 62.43% | 67.67% | 68.55% | 68.97% | 67.33% | 69.27% | 72.46% | 72.04% | 71.15% |
| FII | 22.67% | 19.03% | 18.86% | 14.72% | 10.29% | 11.22% | 12.88% | 15.66% | 14.6% | 11.69% | 11.78% | 13.1% |
| DII | 8.6% | 17.69% | 23.06% | 22.85% | 22.05% | 20.23% | 18.16% | 17.01% | 16.11% | 15.84% | 16.16% | 15.75% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Karnataka Bank Limited (this stock) | 12,723 | 8.85 | 0.96 | 10.4% |
| Prudent Corp Adv Ser Ltd | 12,827 | 52.4 | 14.54 | 28.6% |
| The South Indian Bank Ltd | 13,084 | 8.66 | 1.11 | 13.5% |
| JSW Holdings Limited | 12,331 | 88.6 | 0.37 | 0.46% |
| Jm Financial Limited | 12,218 | 11.6 | 1.15 | 11.9% |
| Aptus Value Hsg Fin I Ltd | 12,110 | 12.3 | 2.4 | 20.1% |
| Edelweiss Fin Serv Ltd | 13,444 | 21.4 | 2.91 | 14.2% |
Which Mutual Funds Hold Karnataka Bank Limited?
Frequently Asked Questions about Karnataka Bank Limited
Karnataka Bank Limited (KTKBANK) closed at ₹335.5 on NSE on 25 September 2026, down 2.65 (0.78%) from the previous close.
Karnataka Bank Limited trades on the NSE (National Stock Exchange of India) under the symbol KTKBANK.
Karnataka Bank Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 8.85.
Karnataka Bank Limited has a dividend yield of 1.49%.
Karnataka Bank Limited's 52-week high is ₹346.0 and its 52-week low is ₹170.0.
Karnataka Bank Limited has a market capitalisation of ₹12,723 crore.
Karnataka Bank Limited has a TopFund Quality Score of 63/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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