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HDFCLIFE

HDFC Life Ins Co Ltd Share Price

Live price, chart and which mutual funds hold this stock

TopFund Score: 48/100 · Weak See breakdown ↓
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as of —

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Change

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Day Open

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Day High

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Day Low

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NSE Close — 25 Sep 2026

₹531.0

Change

+4.1 (0.78%)

Open

₹526.9

Prev. Close

₹526.9

Day High

₹535.0

Day Low

₹516.45

Volume Analysis

Traded

4,285,606

Delivered

1,530,444

Delivery %

35.71%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (0)

No signal for this stock

Weaknesses (2)

  • •Below-average fundamentals quality score (48/100)
  • •Low operating margin (1.2%)

Opportunities (0)

No signal for this stock

Threats (1)

  • •FII holding has been falling

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹557.06 ₹546.03 ₹538.51 ₹527.48 ₹519.96 ₹508.93 ₹501.41
Fibonacci ₹546.03 ₹538.94 ₹534.57 ₹527.48 ₹520.39 ₹516.02 ₹508.93
Camarilla ₹536.1 ₹534.4 ₹532.7 ₹527.48 ₹529.3 ₹527.6 ₹525.9

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

-29.21%

1 Week

-5.08%

1 Month

-3.1%

3 Months

-7.79%

6 Months

-7.32%

1 Year

-30.53%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹133.95

Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

DuPont ROE Breakdown

10.45%

Net margin 1.9% × asset turnover 0.25x × equity multiplier 22.0x

Company Overview

Sector

Financial Services

Market Cap

₹115,799 Cr

P/E (TTM)

58.6

ROE

11.3%

Book Value

₹90.0

Face Value

₹10.0

Source: Screener.in (Consolidated figures) — data as of 24 Sep 2026. Not investment advice.

TopFund Analysis

HDFC Life Ins Co Ltd scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 48/100. The strongest factor is Cash Flow (100/100), while Momentum (9/100) is the weakest area to weigh before deciding. Notably: Below-average fundamentals quality score (48/100); low operating margin (1.2%). FII holding has been falling.

TopFund Score — Fundamentals Quality

48/100 — Weak

Data confidence: 79/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 27 Sep 2026 · How we calculate this →

Growth

45

Valuation

14

Cash Flow

100

Corporate Governance

90

Momentum

9

Institutional Ownership

60

Business Quality

25

Risk & Volatility

75

Liquidity

65

From Screener.in

  • +Company has been maintaining a healthy dividend payout of 25.3%
  • −Stock is trading at 5.92 times its book value
  • −The company has delivered a poor sales growth of 6.81% over past five years.
  • −Tax rate seems low
  • −Company has a low return on equity of 11.1% over last 3 years.

Not investment advice — an automated read of public fundamentals data, for research context only.

Corporate Actions

Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015 - GST Order 11 Sep

Appeal order confirms GST demand of Rs 942.18 crore plus interest and Rs 2,422.97 crore penalty.

Analyst / Investor Meet - Intimation 31 Aug

HDFC Life will meet investors at UBS, Jefferies and JP Morgan conferences in September 2026.

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 26 Aug 26 Aug
Approval From The Insurance Regulatory And Development Authority Of India (IRDAI) For Re-Appointment Of Executive Directors 19 Aug

IRDAI approved reappointment of Vibha Padalkar as MD & CEO and Niraj Shah as CFO for five years.

Analyst / Investor Meet - Intimation 04 Aug

Please refer the attached file for further details

Source: BSE regulatory filings, via Screener.in.

Quarterly Results

Last several quarters

  Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Sales + 23,371 23,142 26,927 28,041 26,934 28,497 17,300 24,191 29,463 20,651 29,428 19,890 33,759
Expenses + 23,045 23,557 26,663 27,766 26,623 28,807 16,852 23,814 29,024 20,336 29,157 19,782 33,253
Operating Profit 326 -415 264 275 311 -310 448 377 439 315 271 108 506
OPM % 1.4% -1.8% 1.0% 1.0% 1.2% -1.1% 2.6% 1.6% 1.5% 1.5% 0.9% 0.6% 1.5%
Other Income + 114 136 103 174 90 279 -29 124 164 157 174 428 171
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 440 -279 367 450 401 -30 419 500 604 471 445 537 677
Tax % 5.0% -235.0% 0.0% 8.0% -20.0% -1,541.0% -1.0% 5.0% 9.0% 5.0% 6.0% 7.0% 10.0%
Net Profit + 417 378 368 412 479 435 421 475 548 448 418 497 611
EPS in Rs 2 2 2 2 2 2 2 2 3 2 2 2 3
Raw PDF — — — — — — — — — — — — —

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
Sales + 27,215 18,141 30,647 32,260 38,855 29,380 71,528 67,126 70,207 101,482 96,922 99,432 103,727
Expenses + 26,341 17,187 29,674 31,186 37,640 28,239 70,294 66,348 70,127 100,836 95,894 97,679 102,527
Operating Profit 874 953 972 1,074 1,215 1,141 1,235 778 80 646 1,028 1,753 1,200
OPM % 3.2% 5.0% 3.2% 3.3% 3.1% 3.9% 1.7% 1.2% 0.1% 0.6% 1.1% 1.8% 1.2%
Other Income + 79 108 139 282 136 369 445 766 1,437 410 366 465 931
Interest -14 8 9 11 14 0 0 0 0 0 0 0 0
Depreciation 43 45 41 44 45 47 51 56 76 79 104 161 0
Profit before tax 924 1,008 1,061 1,300 1,291 1,463 1,629 1,487 1,441 977 1,290 2,057 2,130
Tax % 15.0% 19.0% 16.0% 15.0% 1.0% 11.0% 16.0% 11.0% 5.0% -61.0% -40.0% 7.0% —
Net Profit + 786 817 887 1,107 1,278 1,297 1,361 1,327 1,368 1,574 1,811 1,912 1,975
EPS in Rs 4 4 4 6 6 6 7 6 6 7 8 9 9
Dividend Payout % 18.0% 22.0% 25.0% 25.0% 26.0% 0.0% 30.0% 27.0% 30.0% 27.0% 25.0% 24.0% —

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves 546 1,108 1,828 2,693 3,625 4,788 6,619 13,501 10,844 12,515 14,002 15,592
Borrowings + 0 0 0 0 0 0 600 600 950 950 2,950 3,099
Other Liabilities + 66,767 73,441 91,270 105,778 124,378 125,417 170,415 214,521 234,126 287,071 330,307 369,654
Total Liabilities 69,309 76,544 95,097 110,483 130,020 132,224 179,655 230,734 248,069 302,687 349,412 390,502
Fixed Assets + 346 335 337 336 370 322 585 6,605 997 1,549 2,143 2,716
CWIP 6 12 16 5 10 8 14 20 31 28 109 139
Investments 67,024 74,144 91,723 106,590 124,958 127,256 173,564 216,551 238,197 291,128 334,756 373,340
Other Assets + 1,932 2,053 3,020 3,551 4,682 4,637 5,493 7,559 8,844 9,982 12,404 14,308
Total Assets 69,309 76,544 95,097 110,483 130,020 132,224 179,655 230,734 248,069 302,687 349,412 390,502
Equity Capital 1,995 1,995 1,998 2,012 2,017 2,019 2,021 2,113 2,149 2,151 2,153 2,158

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + 4,459 5,687 6,230 6,739 9,868 7,388 9,703 5,943 6,883 10,721 15,597 22,625
Cash from Investing Activity + -3,514 -3,962 -5,177 -4,421 -10,182 -7,789 -8,952 -801 -10,071 -13,622 -13,633 -23,849
Cash from Financing Activity + -168 -212 -236 -196 -337 38 678 -238 1,985 -403 1,607 -275
Net Cash Flow 777 1,513 817 2,122 -651 -364 1,429 4,904 -1,203 -3,304 3,572 -1,499
CFO/OP 510 597 641 627 813 672 806 789 9,190 1,444 1,543 1,302
Free Cash Flow 4,352 5,654 6,183 6,706 9,825 7,351 9,643 5,887 6,797 10,587 15,300 22,341

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

Promoter holding: 50.39% → 50.54%
  Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Others 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.02%
Public 12.18% 11.76% 11.64% 11.74% 10.75% 10.76% 10.6% 10.37% 10.32% 10.25% 10.0% 9.98%
Promoters 50.39% 50.37% 50.37% 50.37% 50.34% 50.32% 50.32% 50.28% 50.25% 50.21% 50.21% 50.54%
FII 30.53% 31.28% 30.03% 26.63% 25.63% 25.14% 24.96% 24.75% 24.82% 24.27% 22.52% 19.27%
DII 6.87% 6.56% 7.93% 11.24% 13.25% 13.72% 14.1% 14.57% 14.59% 15.23% 17.25% 20.19%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
HDFC Life Ins Co Ltd (this stock) 115,799 58.6 5.92 11.3%
Billionbrains Garage Vn L 114,935 47.1 11.88 28.8%
Muthoot Finance Limited 113,816 10.0 2.8 30.9%
Bank Of Baroda 117,860 5.34 0.7 12.7%
Indian Bank 112,064 8.77 1.33 15.4%
Power Fin Corp Ltd. 111,543 4.28 0.78 20.7%
Bajaj Holdings & Invs Ltd 120,703 13.6 1.65 11.9%

Which Mutual Funds Hold HDFC Life Ins Co Ltd?

Frequently Asked Questions about HDFC Life Ins Co Ltd

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