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NSE Close — 25 Sep 2026
₹235.26
Change
+0.96 (0.41%)
Open
₹234.55
Prev. Close
₹234.3
Day High
₹236.03
Day Low
₹234.12
Volume Analysis
Traded
2,493,756
Delivered
1,243,103
Delivery %
49.85%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •Trading within 3% of its 52-week low (₹232.0)
- •High debt-to-equity ratio (1.03)
Opportunities (0)
No signal for this stock
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹238.07 | ₹237.05 | ₹236.16 | ₹235.14 | ₹234.25 | ₹233.23 | ₹232.34 |
| Fibonacci | ₹237.05 | ₹236.32 | ₹235.87 | ₹235.14 | ₹234.41 | ₹233.96 | ₹233.23 |
| Camarilla | ₹235.79 | ₹235.61 | ₹235.44 | ₹235.14 | ₹235.08 | ₹234.91 | ₹234.73 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-21.78%
1 Week
+0.69%
1 Month
-2.74%
3 Months
-13.63%
6 Months
-6.65%
1 Year
-5.31%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹530.58
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹121,889 Cr
P/E (TTM)
5.56
ROE
12.7%
Book Value
₹326.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Bank Of Baroda lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 61/100. The strongest factor is Cash Flow (100/100), while Momentum (4/100) is the weakest area to weigh before deciding. Notably: Trading within 3% of its 52-week low (₹232.0); high debt-to-equity ratio (1.03). FII holding has been falling.
TopFund Score — Fundamentals Quality
61/100 — AverageData confidence: 73/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.72 times its book value
- +Stock is providing a good dividend yield of 3.63%.
- +Company has been maintaining a healthy dividend payout of 21.3%
- −Company has low interest coverage ratio.
- −Contingent liabilities of Rs.8,63,069 Cr.
- −Company might be capitalizing the interest cost
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Bank of Baroda incorporated BOB Pension Fund Management Company Limited, investing Rs 80.10 crore for 80.10% stake.
Bank of Baroda reviewed MCLR effective 12 September 2026; all tenors unchanged.
Sumit Sachdeva, Head-Large Corporate Relationships, resigned effective 09.09.2026 for personal and professional aspirations.
Bank of Baroda will divest up to 76,90,375 NSE shares, 35% of its holding, through IPO OFS.
UFBU and Bank of Baroda officers’ body call strikes on 11 Sep, 28-30 Sep, and from 26 Oct 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 28,003 | 29,263 | 30,042 | 31,072 | 31,143 | 31,902 | 32,570 | 32,820 | 32,866 | 33,318 | 33,600 | 34,514 | 35,115 |
| Expenses + | 11,040 | 12,216 | 10,556 | 12,269 | 10,879 | 12,755 | 10,654 | 12,712 | 12,928 | 11,548 | 12,390 | 13,155 | 12,130 |
| Financing Profit | 902 | -480 | 1,484 | 494 | 1,682 | -119 | 1,772 | -165 | -368 | 1,579 | 624 | 582 | 1,684 |
| Financing Margin % | 3.0% | -2.0% | 5.0% | 2.0% | 5.0% | 0.0% | 5.0% | 0.0% | -1.0% | 5.0% | 2.0% | 2.0% | 5.0% |
| Other Income + | 5,316 | 6,503 | 5,042 | 6,538 | 4,658 | 7,553 | 5,163 | 7,076 | 5,538 | 5,116 | 6,399 | 5,474 | 522 |
| Interest | 16,060 | 17,528 | 18,002 | 18,309 | 18,582 | 19,266 | 20,143 | 20,273 | 20,307 | 20,191 | 20,586 | 20,776 | 21,301 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 6,217 | 6,023 | 6,526 | 7,033 | 6,340 | 7,434 | 6,935 | 6,911 | 5,170 | 6,695 | 7,024 | 6,057 | 2,206 |
| Tax % | 31.0% | 28.0% | 27.0% | 29.0% | 28.0% | 27.0% | 26.0% | 23.0% | 35.0% | 24.0% | 23.0% | 7.0% | 29.0% |
| Net Profit + | 4,468 | 4,426 | 4,815 | 5,160 | 4,764 | 5,405 | 5,250 | 5,447 | 3,517 | 5,181 | 5,501 | 5,872 | 1,839 |
| EPS in Rs | 9 | 9 | 9 | 10 | 9 | 10 | 10 | 10 | 7 | 10 | 11 | 11 | 3 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 44,915 | 45,799 | 44,473 | 46,056 | 52,906 | 78,895 | 74,314 | 73,385 | 94,139 | 118,379 | 127,945 | 134,298 | 136,546 |
| Expenses + | 13,466 | 25,391 | 19,250 | 26,093 | 25,815 | 40,583 | 38,636 | 37,518 | 38,239 | 44,387 | 45,533 | 48,058 | 49,223 |
| Financing Profit | 902 | -11,700 | -4,372 | -9,197 | -5,414 | -11,728 | -7,523 | -2,948 | 5,957 | 4,093 | 4,147 | 4,381 | 4,469 |
| Financing Margin % | 2.0% | -26.0% | -10.0% | -20.0% | -10.0% | -15.0% | -10.0% | -4.0% | 6.0% | 3.0% | 3.0% | 3.0% | 3.0% |
| Other Income + | 5,449 | 5,992 | 7,937 | 7,992 | 7,887 | 12,191 | 15,254 | 14,395 | 16,639 | 23,399 | 24,939 | 22,527 | 17,511 |
| Interest | 30,547 | 32,107 | 29,596 | 29,160 | 32,506 | 50,040 | 43,201 | 38,815 | 49,942 | 69,899 | 78,265 | 81,860 | 82,855 |
| Depreciation | 368 | 525 | 540 | 901 | 948 | 1,697 | 1,357 | 1,438 | 2,032 | 1,694 | 1,467 | 1,963 | 0 |
| Profit before tax | 5,983 | -6,233 | 3,024 | -2,106 | 1,525 | -1,234 | 6,373 | 10,008 | 20,565 | 25,799 | 27,619 | 24,945 | 21,981 |
| Tax % | 36.0% | -19.0% | 41.0% | -9.0% | 29.0% | -176.0% | 77.0% | 23.0% | 29.0% | 29.0% | 26.0% | 22.0% | — |
| Net Profit + | 3,950 | -5,033 | 1,855 | -1,836 | 1,166 | 981 | 1,620 | 7,933 | 15,005 | 18,869 | 20,865 | 20,070 | 18,392 |
| EPS in Rs | 18 | -22 | 8 | -7 | 4 | 2 | 3 | 15 | 29 | 36 | 40 | 38 | 35 |
| Dividend Payout % | 18.0% | 0.0% | 15.0% | 0.0% | 0.0% | 0.0% | 0.0% | 19.0% | 19.0% | 21.0% | 21.0% | 22.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 41,574 | 42,041 | 42,605 | 46,036 | 54,466 | 75,179 | 81,354 | 90,833 | 104,019 | 118,677 | 145,467 | 164,833 |
| Other Liabilities + | 26,465 | 28,134 | 27,649 | 28,919 | 30,217 | 54,850 | 53,104 | 62,922 | 78,224 | 73,123 | 82,762 | 89,425 |
| Total Liabilities | 733,966 | 691,173 | 719,216 | 747,796 | 819,670 | 1,199,935 | 1,202,667 | 1,340,121 | 1,525,871 | 1,654,775 | 1,861,766 | 2,101,485 |
| Fixed Assets + | 2,978 | 6,359 | 5,930 | 5,532 | 7,368 | 9,268 | 8,438 | 11,098 | 9,865 | 9,054 | 13,544 | 13,107 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 3 | 6 | 1 | 1 |
| Investments | 124,739 | 128,894 | 140,716 | 175,137 | 195,716 | 289,727 | 281,859 | 347,587 | 397,487 | 407,136 | 427,380 | 435,778 |
| Other Assets + | 606,248 | 555,920 | 572,570 | 567,126 | 616,586 | 900,941 | 912,367 | 981,435 | 1,118,516 | 1,238,580 | 1,420,842 | 1,652,599 |
| Total Assets | 733,966 | 691,173 | 719,216 | 747,796 | 819,670 | 1,199,935 | 1,202,667 | 1,340,121 | 1,525,871 | 1,654,775 | 1,861,766 | 2,101,485 |
| Deposits | 629,981 | 586,690 | 617,257 | 607,451 | 665,589 | 973,228 | 995,910 | 1,075,804 | 1,234,682 | 1,359,980 | 1,496,688 | 1,675,895 |
| Borrowing | 35,502 | 33,845 | 31,242 | 64,860 | 68,868 | 95,753 | 71,263 | 109,526 | 107,910 | 101,959 | 135,813 | 170,297 |
| Equity Capital | 444 | 462 | 462 | 530 | 530 | 925 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 17,838 | -10,011 | 17,865 | -59,692 | -1,449 | 18,531 | -887 | 6,210 | -21,271 | -6,274 | 34,892 | 33,426 |
| Cash from Investing Activity + | -556 | -4,005 | -551 | -414 | -2,537 | -139 | -471 | -3,645 | -1,096 | -1,285 | -6,494 | -3,275 |
| Cash from Financing Activity + | -6 | -616 | -198 | 3,413 | 4,449 | 14,729 | -986 | -998 | -5,488 | 5,476 | 3,790 | -1,806 |
| Net Cash Flow | 17,276 | -14,632 | 17,116 | -56,692 | 462 | 33,120 | -2,344 | 1,567 | -27,855 | -2,084 | 32,188 | 28,345 |
| CFO/OP | 57 | -56 | 66 | -304 | 11 | 49 | 12 | 20 | -28 | 3 | 54 | 44 |
| Free Cash Flow | 17,282 | -14,016 | 17,314 | -60,105 | -3,986 | 18,393 | -1,146 | 2,805 | -22,057 | -7,153 | 28,979 | 31,911 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 7.64% | 7.76% | 7.32% | 8.55% | 9.56% | 9.01% | 8.83% | 8.89% | 8.3% | 7.37% | 7.33% | 7.47% |
| Promoters | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% |
| Government | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% | 0.08% | 0.08% | 0.08% | 0.08% |
| FII | 12.39% | 12.27% | 12.4% | 11.45% | 9.87% | 8.9% | 8.98% | 8.08% | 8.71% | 9.84% | 9.69% | 10.14% |
| DII | 15.74% | 15.75% | 16.04% | 15.77% | 16.35% | 17.86% | 17.97% | 18.79% | 18.93% | 18.72% | 18.92% | 18.33% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Bank Of Baroda (this stock) | 121,889 | 5.56 | 0.72 | 12.7% |
| Bajaj Holdings & Invs Ltd | 120,703 | 13.6 | 1.65 | 11.9% |
| Billionbrains Garage Vn L | 118,602 | 48.6 | 12.27 | 28.8% |
| HDFC Life Ins Co Ltd | 115,799 | 58.6 | 5.92 | 11.3% |
| Muthoot Finance Limited | 113,816 | 10.0 | 2.8 | 30.9% |
| Canara Bank | 113,292 | 5.69 | 0.92 | 16.1% |
| BSE Limited | 131,710 | 46.5 | 19.69 | 46.0% |
Which Mutual Funds Hold Bank Of Baroda?
Frequently Asked Questions about Bank Of Baroda
Bank Of Baroda (BANKBARODA) closed at ₹235.26 on NSE on 25 September 2026, up 0.96 (0.41%) from the previous close.
Bank Of Baroda trades on the NSE (National Stock Exchange of India) under the symbol BANKBARODA.
Bank Of Baroda has a trailing twelve-month P/E (price-to-earnings) ratio of 5.56.
Bank Of Baroda has a dividend yield of 3.59%.
Bank Of Baroda's 52-week high is ₹326.0 and its 52-week low is ₹232.0.
Bank Of Baroda has a market capitalisation of ₹121,889 crore.
Bank Of Baroda has a TopFund Quality Score of 61/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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