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Cholamandalam Fin Hol Ltd Share Price

Live price, chart and which mutual funds hold this stock

TopFund Score: 61/100 · Average See breakdown ↓
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as of —

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Change

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Day Open

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Day High

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Day Low

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NSE Close — 25 Sep 2026

₹1,400.6

Change

-32.0 (-2.23%)

Open

₹1,424.8

Prev. Close

₹1,432.6

Day High

₹1,431.7

Day Low

₹1,388.0

Volume Analysis

Traded

328,724

Delivered

191,449

Delivery %

58.24%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (0)

No signal for this stock

Weaknesses (2)

  • •High debt-to-equity ratio (13.61)
  • •Promoter holding is falling

Opportunities (1)

  • •Strong 3-year EPS growth (23.7%)

Threats (0)

No signal for this stock

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹1,469.24 ₹1,450.47 ₹1,425.54 ₹1,406.77 ₹1,381.84 ₹1,363.07 ₹1,338.14
Fibonacci ₹1,450.47 ₹1,433.78 ₹1,423.46 ₹1,406.77 ₹1,390.08 ₹1,379.76 ₹1,363.07
Camarilla ₹1,412.62 ₹1,408.61 ₹1,404.61 ₹1,406.77 ₹1,396.59 ₹1,392.59 ₹1,388.58

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

-25.44%

1 Week

-5.03%

1 Month

-6.55%

3 Months

-15.47%

6 Months

+1.0%

1 Year

-23.86%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹1,551.6

Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

Company Overview

Sector

Financial Services

Market Cap

₹27,250 Cr

P/E (TTM)

10.2

ROE

17.5%

Book Value

₹823.0

Face Value

₹1.0

Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.

TopFund Analysis

Cholamandalam Fin Hol Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 61/100. The strongest factor is Growth (100/100), while Momentum (19/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (13.61); promoter holding is falling. Strong 3-year EPS growth (23.7%).

TopFund Score — Fundamentals Quality

61/100 — Average

Data confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 27 Sep 2026 · How we calculate this →

Growth

100

Valuation

65

Corporate Governance

45

Momentum

19

Institutional Ownership

60

Business Quality

54

Risk & Volatility

49

Liquidity

88

From Screener.in

  • +Company has delivered good profit growth of 24.3% CAGR over last 5 years
  • −Company has low interest coverage ratio.

Not investment advice — an automated read of public fundamentals data, for research context only.

Corporate Actions

Announcement under Regulation 30 (LODR)-Earnings Call Transcript 20 Aug

Cholamandalam FInancial Holdings Limited has informed regarding transcript of investor meet

Shareholder Meeting / Postal Ballot-Outcome of AGM 18 Aug 18 Aug
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 17 Aug

77th AGM resolutions passed, including FY26 accounts, dividend, director reappointment, and manager appointment.

Shareholder Meeting / Postal Ballot-Outcome of AGM 15 Aug

77th AGM held on Aug 14, 2026; FY26 results, final dividend approved, and Mr. Shyam Shankar appointed Manager.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 14 Aug

Audio recording of FY26 earnings call uploaded on company website.

Source: BSE regulatory filings, via Screener.in.

Quarterly Results

Last several quarters

  Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Revenue + 5,626 6,317 6,795 7,066 7,633 8,090 8,489 8,913 9,296 9,461 9,949 10,366 11,114
Expenses + 2,588 2,898 2,978 2,932 3,253 3,537 3,772 3,709 4,142 4,359 4,487 4,541 4,721
Financing Profit 1,025 1,210 1,371 1,552 1,584 1,496 1,438 1,843 1,687 1,585 1,814 2,070 2,385
Financing Margin % 18.0% 19.0% 20.0% 22.0% 21.0% 18.0% 17.0% 21.0% 18.0% 17.0% 18.0% 20.0% 21.0%
Other Income + 89 55 48 110 45 91 106 98 88 130 137 156 103
Interest 2,013 2,209 2,445 2,582 2,796 3,058 3,280 3,361 3,468 3,518 3,648 3,755 4,007
Depreciation 52 52 55 88 70 74 72 79 79 83 87 84 87
Profit before tax 1,062 1,213 1,363 1,574 1,559 1,513 1,471 1,862 1,696 1,632 1,863 2,142 2,400
Tax % 25.0% 27.0% 25.0% 27.0% 26.0% 26.0% 26.0% 27.0% 26.0% 26.0% 26.0% 24.0% 25.0%
Net Profit + 792 888 1,027 1,144 1,160 1,125 1,093 1,362 1,260 1,214 1,386 1,626 1,789
EPS in Rs 20 22 25 27 29 28 26 33 31 29 33 37 43
Raw PDF — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — —
Gross NPA % — — — — — — — — — — — — —

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
Revenue + 9,696 8,004 2,688 8,909 10,926 13,135 13,900 14,644 18,154 25,830 33,196 39,156 40,890
Expenses + 6,542 7,029 2,377 4,490 5,147 6,588 6,807 7,210 8,597 11,389 14,269 17,523 18,109
Financing Profit 1,051 -1 311 1,764 2,192 1,954 2,485 3,106 3,780 5,191 6,433 7,244 7,854
Financing Margin % 11.0% 0.0% 12.0% 20.0% 20.0% 15.0% 18.0% 21.0% 21.0% 20.0% 19.0% 18.0% 19.0%
Other Income + 123 1,538 1 0 21 1 60 92 221 256 262 414 525
Interest 2,103 976 0 2,655 3,587 4,592 4,608 4,328 5,778 9,249 12,494 14,388 14,928
Depreciation 171 163 17 70 78 150 145 154 176 248 296 333 341
Profit before tax 1,003 1,374 295 1,695 2,135 1,806 2,400 3,044 3,824 5,200 6,400 7,326 8,037
Tax % 32.0% 27.0% 30.0% 34.0% 34.0% 36.0% 27.0% 26.0% 26.0% 26.0% 26.0% 25.0% —
Net Profit + 684 1,181 538 1,127 1,415 1,165 1,764 2,239 2,810 3,851 4,740 5,485 6,015
EPS in Rs 23 55 24 29 37 29 44 54 69 94 116 130 142
Dividend Payout % 9.0% 9.0% 1.0% 4.0% 3.0% 2.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% —

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves 2,290 3,287 2,745 3,291 3,925 4,572 5,367 6,427 7,642 10,223 12,496 15,435
Other Liabilities + 6,579 4,900 5,129 11,897 13,546 16,147 19,432 22,097 26,181 32,662 37,732 42,476
Total Liabilities 30,338 9,665 7,892 53,407 67,937 75,855 88,616 97,771 131,033 176,917 224,614 268,331
Fixed Assets + 1,521 1,336 102 311 306 479 447 464 623 1,784 2,029 2,209
CWIP 40 56 0 4 14 11 10 40 60 35 54 97
Investments 2,665 5,141 6,536 6,211 7,552 8,893 11,678 13,282 17,536 20,058 24,271 24,968
Other Assets + 26,112 3,131 1,254 46,881 60,065 66,472 76,481 83,984 112,813 155,041 198,260 241,056
Total Assets 30,338 9,665 7,892 53,407 67,937 75,855 88,616 97,771 131,033 176,917 224,614 268,331
Borrowing 21,431 1,441 0 38,200 50,447 55,117 63,797 69,229 97,191 134,014 174,366 210,400
Equity Capital 37 37 19 19 19 19 19 19 19 19 19 19

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + -1,685 -500 594 -6,302 -9,274 -1,914 -9,719 -5,738 -29,329 -35,726 -34,201 -30,033
Cash from Investing Activity + -461 193 -1,263 -1,825 -94 -96 -62 -135 295 -2,625 -1,038 -2,528
Cash from Financing Activity + 1,704 748 -69 8,287 12,171 2,427 7,688 7,073 27,288 38,269 39,652 35,650
Net Cash Flow -443 441 -738 160 2,803 417 -2,093 1,199 -1,746 -82 4,413 3,089
CFO/OP -41 -13 230 -126 -145 -17 -125 -65 -296 -238 -173 -131
Free Cash Flow -1,822 -674 568 -6,391 -9,367 -2,011 -9,781 -5,874 -29,586 -36,887 -34,528 -30,365

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

Promoter holding: 47.37% → 46.44%
  Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Public 12.53% 13.34% 13.15% 12.99% 12.93% 13.78% 13.62% 13.34% 13.21% 13.14% 13.26% 13.21%
Promoters 47.37% 47.37% 47.37% 47.32% 47.32% 46.45% 46.45% 46.44% 46.42% 46.38% 46.38% 46.44%
Government 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46%
FII 12.92% 12.87% 13.78% 13.73% 16.28% 16.37% 17.68% 18.32% 17.39% 16.47% 13.81% 13.0%
DII 26.71% 25.96% 25.24% 25.51% 23.01% 22.94% 21.8% 21.43% 22.52% 23.55% 26.09% 26.89%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
Cholamandalam Fin Hol Ltd (this stock) 27,250 10.2 1.76 17.5%
Angel One Limited 26,448 25.6 4.3 15.6%
IIFL Finance Limited 26,406 12.6 1.89 12.6%
Central Depo Ser (i) Ltd 28,347 60.1 14.46 24.5%
Capri Global Capital Ltd 26,050 23.1 3.62 16.5%
PNB Housing Fin Ltd. 28,555 12.3 1.48 12.7%
Central Bank Of India 28,621 6.26 0.7 11.9%

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