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NSE Close — 25 Sep 2026
₹31.18
Change
-0.01 (-0.03%)
Open
₹31.18
Prev. Close
₹31.19
Day High
₹31.35
Day Low
₹31.06
Volume Analysis
Traded
3,133,875
Delivered
1,950,589
Delivery %
62.24%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (37.3%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹31.63 | ₹31.49 | ₹31.34 | ₹31.2 | ₹31.05 | ₹30.91 | ₹30.76 |
| Fibonacci | ₹31.49 | ₹31.38 | ₹31.31 | ₹31.2 | ₹31.09 | ₹31.02 | ₹30.91 |
| Camarilla | ₹31.26 | ₹31.23 | ₹31.21 | ₹31.2 | ₹31.15 | ₹31.13 | ₹31.1 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-17.07%
1 Week
-0.98%
1 Month
+2.1%
3 Months
-4.15%
6 Months
-5.74%
1 Year
-13.89%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹71.31
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹28,621 Cr
P/E (TTM)
6.26
ROE
11.9%
Book Value
₹45.2
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Central Bank Of India lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 63/100. The strongest factor is Growth (100/100), while Momentum (20/100) is the weakest area to weigh before deciding. Notably: Promoter holding is falling. Strong 3-year EPS growth (37.3%).
TopFund Score — Fundamentals Quality
63/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.69 times its book value
- +Stock is providing a good dividend yield of 3.78%.
- +Company has delivered good profit growth of 45.9% CAGR over last 5 years
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 9.64% over past five years.
- −Company has a low return on equity of 10.8% over last 3 years.
- −Contingent liabilities of Rs.2,20,772 Cr.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Intimation about Participation in Bharat Connect Conference: Rising Stars.
Central Bank of India to hold analyst/investor meet on 28 September 2026 in Mumbai.
Central Bank of India launched Bharat Connect for Business with NBBL on September 10, 2026.
UFBU notified bank strikes on 11 Sept, 28-30 Sept, and continuous strike from 26 Oct 2026.
Shri Jai Shankar Prasad promoted as General Manager, CCD, effective 1 September 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 7,259 | 7,377 | 7,842 | 8,371 | 8,367 | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 |
| Expenses + | 3,118 | 3,534 | 3,377 | 3,561 | 3,920 | 3,500 | 3,373 | 3,968 | 3,381 | 3,328 | 3,853 | 3,573 | 3,129 |
| Financing Profit | 79 | -495 | -207 | -1 | -354 | -71 | 185 | -553 | 21 | -28 | -335 | 448 | 803 |
| Financing Margin % | 1.0% | -7.0% | -3.0% | 0.0% | -4.0% | -1.0% | 2.0% | -6.0% | 0.0% | 0.0% | -4.0% | 5.0% | 8.0% |
| Other Income + | 959 | 1,062 | 1,329 | 1,363 | 1,166 | 1,649 | 1,232 | 1,723 | 1,857 | 1,507 | 1,927 | 1,161 | 988 |
| Interest | 4,062 | 4,338 | 4,672 | 4,811 | 4,801 | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,038 | 567 | 1,122 | 1,363 | 812 | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 |
| Tax % | 59.0% | -7.0% | 35.0% | 40.0% | -9.0% | 42.0% | 32.0% | 11.0% | 33.0% | 18.0% | 21.0% | 54.0% | 26.0% |
| Net Profit + | 498 | 623 | 738 | 817 | 945 | 926 | 966 | 1,106 | 1,284 | 1,234 | 1,265 | 748 | 1,325 |
| EPS in Rs | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 1.75% | 1.64% | 1.28% | 1.24% | 0.75% | 0.7% | 0.61% | 0.56% | 0.5% | 0.49% | 0.46% | 0.5% | 0.51% |
| Gross NPA % | 4.95% | 4.61% | 4.5% | 4.5% | 4.54% | 4.59% | 3.87% | 3.18% | 3.14% | 3.02% | 2.71% | 2.67% | 2.61% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 26,476 | 25,988 | 24,775 | 24,163 | 22,749 | 23,676 | 22,830 | 22,903 | 25,657 | 30,849 | 33,797 | 36,168 | 37,270 |
| Expenses + | 8,620 | 11,529 | 12,744 | 14,015 | 14,580 | 12,135 | 12,419 | 10,477 | 12,778 | 13,099 | 14,102 | 13,578 | 13,884 |
| Financing Profit | -1,344 | -4,430 | -6,136 | -7,455 | -7,766 | -4,464 | -4,133 | -934 | -1,026 | -133 | -134 | 664 | 888 |
| Financing Margin % | -5.0% | -17.0% | -25.0% | -31.0% | -34.0% | -19.0% | -18.0% | -4.0% | -4.0% | 0.0% | 0.0% | 2.0% | 2.0% |
| Other Income + | 1,900 | 2,019 | 2,871 | 2,620 | 2,416 | 3,622 | 2,994 | 2,986 | 4,164 | 4,814 | 5,784 | 6,463 | 5,584 |
| Interest | 19,200 | 18,889 | 18,166 | 17,603 | 15,935 | 16,005 | 14,543 | 13,361 | 13,905 | 17,882 | 19,830 | 21,926 | 22,498 |
| Depreciation | 230 | 240 | 258 | 260 | 278 | 285 | 293 | 297 | 386 | 500 | 558 | 530 | 0 |
| Profit before tax | 327 | -2,651 | -3,523 | -5,096 | -5,628 | -1,127 | -1,431 | 1,755 | 2,752 | 4,181 | 5,092 | 6,597 | 6,472 |
| Tax % | -89.0% | -47.0% | -31.0% | 0.0% | 0.0% | 0.0% | -30.0% | 38.0% | 39.0% | 36.0% | 23.0% | 31.0% | — |
| Net Profit + | 670 | -1,392 | -2,457 | -5,134 | -5,611 | -1,252 | -995 | 1,083 | 1,688 | 2,677 | 3,943 | 4,531 | 4,571 |
| EPS in Rs | 4 | -8 | -13 | -20 | -14 | -2 | -2 | 1 | 2 | 3 | 4 | 5 | 5 |
| Dividend Payout % | 12.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 4.0% | 36.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 16,077 | 16,818 | 16,309 | 15,592 | 15,349 | 15,827 | 20,621 | 18,868 | 20,536 | 23,693 | 27,830 | 29,950 |
| Other Liabilities + | 12,991 | 11,924 | 9,551 | 7,759 | 6,538 | 15,337 | 7,390 | 8,915 | 9,754 | 9,844 | 8,485 | 11,780 |
| Total Liabilities | 312,766 | 306,621 | 334,695 | 327,349 | 331,885 | 357,151 | 369,974 | 387,292 | 407,080 | 447,772 | 480,457 | 551,079 |
| Fixed Assets + | 2,843 | 4,369 | 4,300 | 4,353 | 4,320 | 4,346 | 5,142 | 4,964 | 4,786 | 5,345 | 5,214 | 5,202 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 89,921 | 89,087 | 92,277 | 102,769 | 125,453 | 142,526 | 148,518 | 140,775 | 136,569 | 144,010 | 141,652 | 157,607 |
| Other Assets + | 220,001 | 213,165 | 238,118 | 220,227 | 202,112 | 210,279 | 216,315 | 241,553 | 265,725 | 298,416 | 333,591 | 388,270 |
| Total Assets | 312,766 | 306,621 | 334,695 | 327,349 | 331,885 | 357,151 | 369,974 | 387,292 | 407,080 | 447,772 | 480,457 | 551,079 |
| Deposits | 262,263 | 266,686 | 297,309 | 295,354 | 300,311 | 314,201 | 330,328 | 343,165 | 359,775 | 385,541 | 413,271 | 468,444 |
| Borrowing | 19,777 | 9,503 | 9,623 | 6,026 | 5,640 | 6,076 | 5,760 | 7,663 | 8,334 | 20,013 | 21,820 | 31,854 |
| Equity Capital | 1,658 | 1,690 | 1,902 | 2,618 | 4,047 | 5,710 | 5,876 | 8,681 | 8,681 | 8,681 | 9,051 | 9,051 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 2,274 | 281 | 61,871 | -44,376 | -14,510 | 1,726 | -2,003 | 14,277 | -8,786 | -5,910 | -2,460 | 2,804 |
| Cash from Investing Activity + | -332 | -149 | -189 | -310 | -251 | -315 | -202 | -133 | -209 | -584 | -451 | -454 |
| Cash from Financing Activity + | 510 | 599 | 1,543 | 5,154 | 6,796 | 3,396 | 5,055 | 0 | 0 | 0 | 1,500 | -713 |
| Net Cash Flow | 2,452 | 732 | 63,225 | -39,533 | -7,965 | 4,807 | 2,849 | 14,143 | -8,995 | -6,494 | -1,410 | 1,637 |
| CFO/OP | 18 | 9 | 514 | -434 | -180 | 16 | -19 | 115 | -68 | -32 | -17 | 14 |
| Free Cash Flow | 1,989 | 132 | 61,682 | -44,687 | -14,761 | 1,411 | -2,206 | 14,143 | -8,995 | -6,494 | -2,910 | 2,350 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 3.91% | 4.04% | 3.95% | 3.95% | 3.75% | 3.65% | 3.59% | 4.7% | 4.98% | 5.06% | 5.16% | 6.93% |
| Promoters | 93.08% | 93.08% | 93.08% | 93.08% | 93.08% | 93.08% | 89.27% | 89.27% | 89.27% | 89.27% | 89.27% | 81.19% |
| FII | 0.16% | 0.07% | 0.17% | 0.16% | 0.33% | 0.44% | 1.27% | 0.97% | 0.88% | 0.85% | 0.75% | 0.93% |
| DII | 2.84% | 2.79% | 2.8% | 2.81% | 2.81% | 2.82% | 5.87% | 5.06% | 4.86% | 4.82% | 4.82% | 10.95% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Central Bank Of India (this stock) | 28,621 | 6.26 | 0.7 | 11.9% |
| PNB Housing Fin Ltd. | 28,555 | 12.3 | 1.48 | 12.7% |
| Central Depo Ser (i) Ltd | 28,347 | 60.1 | 14.46 | 24.5% |
| The New India Assu Co Ltd | 29,104 | 37.8 | 1.02 | 4.92% |
| Adit Birl Sun Lif Amc Ltd | 29,638 | 29.4 | 7.31 | 25.2% |
| UCO Bank | 29,970 | 12.1 | 0.97 | 8.5% |
| Cholamandalam Fin Hol Ltd | 27,250 | 10.2 | 1.76 | 17.5% |
Which Mutual Funds Hold Central Bank Of India?
Frequently Asked Questions about Central Bank Of India
Central Bank Of India (CENTRALBK) closed at ₹31.18 on NSE on 25 September 2026, down 0.01 (0.03%) from the previous close.
Central Bank Of India trades on the NSE (National Stock Exchange of India) under the symbol CENTRALBK.
Central Bank Of India has a trailing twelve-month P/E (price-to-earnings) ratio of 6.26.
Central Bank Of India has a dividend yield of 3.79%.
Central Bank Of India's 52-week high is ₹40.9 and its 52-week low is ₹29.3.
Central Bank Of India has a market capitalisation of ₹28,621 crore.
Central Bank Of India has a TopFund Quality Score of 63/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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