Have 5 mutual funds in your portfolio? Should you invest ₹10,000 bonus in one scheme or split it — what experts suggest
AI Summary
For retail investors, the key takeaway is to prioritize asset allocation over the number of funds when investing a bonus. Instead of spreading the ₹10,000 evenly across existing mutual funds, focus on addressing the specific asset class that is underweight in your portfolio. This approach not only aligns with your investment strategy but also helps avoid reinforcing existing imbalances, ultimately leading to a more effective investment outcome.
Suppose you already have 5 mutual funds in your portfolio across equity, debt, hybrid, gold, etc. You receive a ₹10,000 bonus from your employer and want to invest the money in these mutual fund holdings.
Should you add it to all five funds or put it into just one or two? Here is what experts suggest investors should consider before putting a small lump sum to work.
Original Article
Published on Livemint
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