Gen Z is trading stocks, investing in MFs using AI—but can it replace human judgement? Experts explain
AI Summary
The rise of AI tools among Gen Z investors presents both opportunities and risks. While these tools can enhance research capabilities, they should not replace personal judgment and financial planning. Investors must remain vigilant about the limitations of AI, especially regarding portfolio overlap and the relevance of data to their unique financial situations, ensuring that their investment strategies are grounded in discipline and long-term goals.
Artificial intelligence is emerging as a powerful research tool for Gen Z investors looking to invest in stocks, mutual funds and systematic investment plans (SIPs). However, experts caution that AI should complement—not replace—investor judgement, discipline and sound financial planning.
One Gen Z investor, for instance, used an AI tool to analyse his portfolio. Although he already owned a Flexi Cap Fund, the tool recommended another fund in the same category without adequately accounting for portfolio overlap.
Original Article
Published on Livemint
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