Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

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2562 funds found

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5Y ≥12%close Expense ≤1.5%close

ITI Business Cycle Fund- Direct Plan-IDCW

ICICI Prudential Mutual Fund

★★★★★ ⚡ 71/100

Equity Thematic

NAV

₹10.52

3Y Return

+17.94%

Expense

0.97%

UTI FIIF Annual Interval Plan II - Regular Plan - IDCW

SBI Mutual Fund

Mutual Funds

ITI Business Cycle Fund- Direct Plan-IDCW

UTI FIIF Annual Interval Plan II - Regular Plan - IDCW

UTI FTIF Series XXVI-IX (1113 Days)- Regular Plan - Maturity Div Option

UTI FTIF SERIES XXVIII - PLAN XIII (1134 DAYS) - Direct Plan - Annual IDCW

UTI MMF-Discontinued - Regular Plan -Growth

Kotka FMP Series 215-Regular Plan-Growth Option

UTI FIIF Half Yearly Plan I - Regular Plan - IDCW

UTI FIIF Half Yearly Plan II - Regular Plan - IDCW

UTI FTIF SERIES XXVIII - PLAN I (1230 DAYS) - Regular Plan - Annual IDCW

UTI FTIF SERIES XXVIII - PLAN XIII (1134 DAYS) - Direct Plan - Quarterly IDCW

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option

UTI FTIF Series XXVI-X (1107 Days)- Regular Plan - Quarterly Div Option

UTI FTIF Series XXVI-XI (1105 Days)- Regular Plan - Annual Div Option

UTI FTIF Series XXVI-XI (1105 Days)- Regular Plan - Maturity Div Option

UTI MMF - Regular Plan - Growth Option

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Flexi IDCW

Kotak FMP Series 253-1260 days-Regular plan-Growth option

Kotak Monthly Interval Plan Series 4-Direct Plan- Dividend Reinvestment

Kotak Monthly Interval Plan Series 4-Regular Plan- Growth

HSBC FTS 136 - IDCW Direct Plan - Tenure 1145 Days - Maturity: 30-Sep-2021

UTI FTIF SERIES XXVIII - PLAN V (1190 DAYS) - Direct Plan - Annual IDCW

UTI FTIF Series XXVIII-IV (1204 Days) Regular Plan - Growth Option

UTI MMF- Discontinued - Regular Plan - Periodic Dividend Option

UTI FTIF Series XXVI-XV (1097 Days) - Regular Plan - Growth Option