Kotak US Specific Equity Passive FOF- Direct Plan - Growth

Kotak US Specific Equity Passive FOF- Direct Plan - Growth holds up reasonably well within the FoF Overseas category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.

Cost: At 0.19%, the expense ratio is meaningfully cheaper — about 68% below the FoF Overseas category average of 0.6% (based on 154 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 2.19 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 18.48% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Other fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.