WhiteOak Capital Equity Savings Fund Direct Plan Growth

WhiteOak Capital Equity Savings Fund Direct Plan Growth holds up reasonably well within the Equity Savings category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.

Cost: At 1.04%, the expense ratio is roughly in line with the Equity Savings category average of 1.14% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.29 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 3.89% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.