Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Equity Savings Fund - Direct Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 79/100 · Good
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)13.26%
- Expense ratio (20%)1.47%
- AUM (15%)₹1,326 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Hybrid · Equity Savings
₹41.17
AUM: ₹1,326 Cr
NAV updated 23 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.47%
Exit Load
Exit load for units in excess of 0.50% of the investment,1% will be charged for redemption within 1 month.
Fund Manager
Cheenu Gupta
Inception
Jan 2013
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
0.57
Std Dev (1Y)
5.65%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.35%
3m
+2.2%
6m
+7.59%
1y
+8.58%
3y
+13.26%
5y
+11.08%
10y
+10.07%
since inception
+13.55%
TopFund's Take on HSBC Equity Savings Fund - Direct Growth
HSBC Equity Savings Fund - Direct Growth holds up reasonably well within the Equity Savings category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 79/100.
Cost: At 1.47%, the expense ratio runs 20% above the Equity Savings category average of 1.22%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.57 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 5.65% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Equity Savings Fund - Direct Growth
The current NAV (Net Asset Value) of HSBC Equity Savings Fund - Direct Growth is ₹41.17. NAV is updated every business day after market close by AMFI.
1Y: 8.58% · 3Y CAGR: 13.26% · 5Y CAGR: 11.08%
The expense ratio of HSBC Equity Savings Fund - Direct Growth is 1.47% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Equity Savings Fund - Direct Growth is managed by Cheenu Gupta at HSBC Mutual Fund.
HSBC Equity Savings Fund - Direct Growth is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, HSBC Equity Savings Fund - Direct Growth is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in HSBC Equity Savings Fund - Direct Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Equity Savings Fund - Direct Growth is ₹1,326 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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