Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
UTI Small Cap Fund - Regular Plan - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 75/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)14.86%
- Expense ratio (20%)1.05%
- AUM (15%)₹5,263 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Equity · Small Cap
₹30.37
AUM: ₹5,263 Cr
NAV updated 20 days ago
Plan
Regular
Option
Growth
Risk
Very High
Expense Ratio
1.05%
Exit Load
Exit load of 1% if redeemed within one year.
Fund Manager
Kamal Gada
Inception
Dec 2020
Benchmark
NIFTY Smallcap 250 Total Return Index
Sharpe Ratio
0.32
Std Dev (1Y)
16.14%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.16%
3m
+8.33%
6m
+20.14%
1y
+9.17%
3y
+14.86%
5y
+16.29%
10y
—
since inception
+19.72%
TopFund's Take on UTI Small Cap Fund - Regular Plan - Growth Option
UTI Small Cap Fund - Regular Plan - Growth Option holds up reasonably well within the Small Cap category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.
Cost: At 1.05%, the expense ratio runs 36% above the Small Cap category average of 0.77%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.32 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 16.14% is fairly typical for Small Cap funds.
Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Small Cap Fund - Regular Plan - Growth Option
The current NAV (Net Asset Value) of UTI Small Cap Fund - Regular Plan - Growth Option is ₹30.37. NAV is updated every business day after market close by AMFI.
1Y: 9.17% · 3Y CAGR: 14.86% · 5Y CAGR: 16.29%
The expense ratio of UTI Small Cap Fund - Regular Plan - Growth Option is 1.05% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Small Cap Fund - Regular Plan - Growth Option is managed by Kamal Gada at UTI Mutual Fund.
UTI Small Cap Fund - Regular Plan - Growth Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Yes, UTI Small Cap Fund - Regular Plan - Growth Option is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in UTI Small Cap Fund - Regular Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Small Cap Fund - Regular Plan - Growth Option is ₹5,263 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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