Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Bandhan Gilt Fund - Direct Plan - Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 76/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)11.83%
- Expense ratio (20%)0.07%
- AUM (15%)₹23 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bandhan Mutual Fund · Hybrid · Aggressive Hybrid
₹52.9
AUM: ₹22 Cr
NAV updated 11 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
0.07%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Fund Manager
Bhavin Patadia
Inception
Jan 2013
Benchmark
CRISIL Hybrid 35+65 Aggressive Index
Sharpe Ratio
0.53
Std Dev (1Y)
3.19%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.59%
3m
-0.06%
6m
+9.11%
1y
+6.15%
3y
+11.83%
5y
+9.8%
10y
+10.31%
since inception
+8.61%
TopFund's Take on Bandhan Gilt Fund - Direct Plan - Growth
Bandhan Gilt Fund - Direct Plan - Growth holds up reasonably well within the Aggressive Hybrid category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.
Cost: At 0.07%, the expense ratio is meaningfully cheaper — about 92% below the Aggressive Hybrid category average of 0.86% (based on 240 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.53 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 3.19% is on the lower side for a Aggressive Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Bandhan Gilt Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of Bandhan Gilt Fund - Direct Plan - Growth is ₹52.9. NAV is updated every business day after market close by AMFI.
1Y: 6.15% · 3Y CAGR: 11.83% · 5Y CAGR: 9.8%
The expense ratio of Bandhan Gilt Fund - Direct Plan - Growth is 0.07% per annum. This is the annual fee charged by the fund to manage your investment.
Bandhan Gilt Fund - Direct Plan - Growth is managed by Bhavin Patadia at Bandhan Mutual Fund.
Bandhan Gilt Fund - Direct Plan - Growth is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Bandhan Gilt Fund - Direct Plan - Growth is a Aggressive Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Bandhan Gilt Fund - Direct Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Bandhan Gilt Fund - Direct Plan - Growth is ₹23 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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