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UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)6.81%
- Expense ratio (20%)0.33%
- AUM (15%)₹112 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Debt · Gilt with 10 year Constant Duration
₹13.35
AUM: ₹111 Cr
NAV updated 5 days ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.33%
Exit Load
Nil
Fund Manager
Jaydeep Bhowal
Inception
Aug 2022
Benchmark
CRISIL 10-Year Gilt
Sharpe Ratio
-1.42
Std Dev (1Y)
4.23%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.5%
3m
+0.69%
6m
+1.92%
1y
+3.37%
3y
+6.81%
5y
+6.09%
10y
+7.78%
since inception
+2.96%
TopFund's Take on UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option sits in the middle of the pack for Gilt with 10 year Constant Duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 0.33%, the expense ratio is roughly in line with the Gilt with 10 year Constant Duration category average of 0.31% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.42 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.23% is on the lower side for a Gilt with 10 year Constant Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option
The current NAV (Net Asset Value) of UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is ₹13.35. NAV is updated every business day after market close by AMFI.
1Y: 3.37% · 3Y CAGR: 6.81% · 5Y CAGR: 6.09%
The expense ratio of UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is 0.33% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is managed by Jaydeep Bhowal at UTI Mutual Fund.
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is a Gilt with 10 year Constant Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option is ₹112 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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