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UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option
★★★★★ monitor_heart Health Score: 58/100 · AverageUTI Mutual Fund · Debt · Gilt Fund with 10 year constant duration
₹13.37
AUM: ₹1,665 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.31%
Exit Load
Nil
Fund Manager
Dinesh Ahuja
Inception
Jan 2013
Benchmark
NIFTY 10 yr Benchmark G-Sec Index
Sharpe Ratio
-1.1
Std Dev (1Y)
3.46%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.05%
3m
+0.66%
6m
+1.56%
1y
+2.63%
3y
+6.83%
5y
+5.87%
10y
+7.9%
since inception
+7.23%
rate_review TopFund's Take on UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option sits in the middle of the pack for Gilt Fund with 10 year constant duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.
Cost: At 0.31%, the expense ratio is meaningfully cheaper — about 11% below the Gilt Fund with 10 year constant duration category average of 0.35% (based on 10 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.1 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.46% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
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pie_chart Asset Allocation
info Fund Snapshot
Similar Funds
No similar funds found.
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Frequently Asked Questions about UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option
The current NAV (Net Asset Value) of UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option is ₹13.37. NAV is updated every business day after market close by AMFI.
1Y: 2.63% · 3Y CAGR: 6.83% · 5Y CAGR: 5.87%
The expense ratio is 0.31% per annum — the annual fee deducted from your investment to cover fund management costs.
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option is managed by Dinesh Ahuja at UTI Mutual Fund.
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option is a Gilt Fund with 10 year constant duration fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option is ₹1,665 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.