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UTI BSE Housing Index Fund - Regular Plan - Growth Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 48/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)9.54%
- Expense ratio (20%)0.65%
- AUM (15%)₹24 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Equity · Thematic
₹14.33
AUM: ₹24 Cr
NAV updated 27 days ago
Plan
Regular
Option
Growth
Risk
Very High
Expense Ratio
0.65%
Exit Load
Nil
Fund Manager
Ayush Jain
Inception
Jun 2023
Benchmark
BSE Housing Total Return Index
Sharpe Ratio
-0.43
Std Dev (1Y)
19.15%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.62%
3m
+5.08%
6m
+2.63%
1y
-2.82%
3y
+9.54%
5y
—
10y
—
since inception
+11.52%
TopFund's Take on UTI BSE Housing Index Fund - Regular Plan - Growth Option
UTI BSE Housing Index Fund - Regular Plan - Growth Option lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 48/100.
Cost: At 0.65%, the expense ratio is meaningfully cheaper — about 34% below the Thematic category average of 0.99% (based on 876 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.43 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 19.15% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI BSE Housing Index Fund - Regular Plan - Growth Option
The current NAV (Net Asset Value) of UTI BSE Housing Index Fund - Regular Plan - Growth Option is ₹14.33. NAV is updated every business day after market close by AMFI.
1Y: -2.82% · 3Y CAGR: 9.54%
The expense ratio of UTI BSE Housing Index Fund - Regular Plan - Growth Option is 0.65% per annum. This is the annual fee charged by the fund to manage your investment.
UTI BSE Housing Index Fund - Regular Plan - Growth Option is managed by Ayush Jain at UTI Mutual Fund.
UTI BSE Housing Index Fund - Regular Plan - Growth Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
UTI BSE Housing Index Fund - Regular Plan - Growth Option is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI BSE Housing Index Fund - Regular Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI BSE Housing Index Fund - Regular Plan - Growth Option is ₹24 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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