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UTI Banking & PSU Fund- Regular Plan - Growth Option
★★★★★ monitor_heart Health Score: 75/100 · GoodUTI Mutual Fund · Debt · Banking and PSU Fund
₹23.32
AUM: ₹12,219 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Growth
Risk
Moderate
Expense Ratio
0.35%
Exit Load
Nil
Fund Manager
Aditya Pagaria
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-1.63
Std Dev (1Y)
0.68%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.92%
3m
+1.46%
6m
+2.39%
1y
+5.05%
3y
+7.07%
5y
+6.12%
10y
+7.27%
since inception
+7.01%
rate_review TopFund's Take on UTI Banking & PSU Fund- Regular Plan - Growth Option
UTI Banking & PSU Fund- Regular Plan - Growth Option holds up reasonably well within the Banking and PSU Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.
Cost: At 0.35%, the expense ratio is roughly in line with the Banking and PSU Fund category average of 0.35% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.63 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.68% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about UTI Banking & PSU Fund- Regular Plan - Growth Option
The current NAV (Net Asset Value) of UTI Banking & PSU Fund- Regular Plan - Growth Option is ₹23.32. NAV is updated every business day after market close by AMFI.
1Y: 5.05% · 3Y CAGR: 7.07% · 5Y CAGR: 6.12%
The expense ratio is 0.35% per annum — the annual fee deducted from your investment to cover fund management costs.
UTI Banking & PSU Fund- Regular Plan - Growth Option is managed by Aditya Pagaria at UTI Mutual Fund.
UTI Banking & PSU Fund- Regular Plan - Growth Option is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
UTI Banking & PSU Fund- Regular Plan - Growth Option is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of UTI Banking & PSU Fund- Regular Plan - Growth Option is ₹12,219 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.