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ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth
★★★★★ monitor_heart Health Score: 83/100 · ExcellentICICI Prudential Mutual Fund · Debt · Banking and PSU Fund
₹36.31
AUM: ₹8,943 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Growth
Risk
Moderate
Expense Ratio
0.39%
Exit Load
Nil
Fund Manager
Rahul Goswami, Chandni Gupta
Inception
Mar 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-0.75
Std Dev (1Y)
1.33%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.02%
3m
+1.49%
6m
+2.48%
1y
+5.39%
3y
+7.46%
5y
+6.68%
10y
+7.57%
since inception
+8.06%
rate_review TopFund's Take on ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth ranks among the stronger performers in the Banking and PSU Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 83/100.
Cost: At 0.39%, the expense ratio runs 11% above the Banking and PSU Fund category average of 0.35%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.75 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.33% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth is ₹36.31. NAV is updated every business day after market close by AMFI.
1Y: 5.39% · 3Y CAGR: 7.46% · 5Y CAGR: 6.68%
The expense ratio is 0.39% per annum — the annual fee deducted from your investment to cover fund management costs.
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth is managed by Rahul Goswami, Chandni Gupta at ICICI Prudential Mutual Fund.
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth is ₹8,943 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.