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UTI Annual Interval Fund - I - Regular Plan - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 51/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)1.51%
- Expense ratio (20%)0.25%
- AUM (15%)₹29,603 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Income/Debt Oriented · Other Debt Scheme
₹10.98
AUM: ₹29,602 Cr
NAV updated 1 day ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.25%
Exit Load
Nil
Fund Manager
Kaushik Basu
Inception
Jan 2013
Benchmark
NIFTY 50 Total Return Index
Sharpe Ratio
-1.74
Std Dev (1Y)
3.51%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.96%
3m
-0.14%
6m
+1.17%
1y
+0.45%
3y
+1.51%
5y
+1.53%
10y
+0.89%
since inception
+0.48%
TopFund's Take on UTI Annual Interval Fund - I - Regular Plan - IDCW
UTI Annual Interval Fund - I - Regular Plan - IDCW sits in the middle of the pack for Other Debt Scheme funds, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 51/100.
Cost: At 0.25%, the expense ratio runs 56% above the Other Debt Scheme category average of 0.16%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.74 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.51% is on the lower side for a Other Debt Scheme fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about UTI Annual Interval Fund - I - Regular Plan - IDCW
The current NAV (Net Asset Value) of UTI Annual Interval Fund - I - Regular Plan - IDCW is ₹10.98. NAV is updated every business day after market close by AMFI.
1Y: 0.45% · 3Y CAGR: 1.51% · 5Y CAGR: 1.53%
The expense ratio of UTI Annual Interval Fund - I - Regular Plan - IDCW is 0.25% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Annual Interval Fund - I - Regular Plan - IDCW is managed by Kaushik Basu at UTI Mutual Fund.
UTI Annual Interval Fund - I - Regular Plan - IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Annual Interval Fund - I - Regular Plan - IDCW is a Other Debt Scheme fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Annual Interval Fund - I - Regular Plan - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Annual Interval Fund - I - Regular Plan - IDCW is ₹29,603 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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