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UTI Annual Interval Fund - I - ( Instn Growth Option )
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 76/100 · Good
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)6.13%
- Expense ratio (20%)0.13%
- AUM (15%)₹584 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Income/Debt Oriented · Other Debt Scheme
₹38.05
AUM: ₹584 Cr
NAV updated 3 days ago
Plan
Direct
Option
Growth
Risk
Moderate
Expense Ratio
0.13%
Exit Load
Exit load of 1%, if redeemed within 15 days.
Fund Manager
Ayush Jain
Inception
Apr 2023
Benchmark
Domestic Price of Silver
Sharpe Ratio
-5.62
Std Dev (1Y)
0.21%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.39%
3m
+1.22%
6m
+2.55%
1y
+5.11%
3y
+6.13%
5y
+6.18%
10y
+5.62%
since inception
+7.21%
TopFund's Take on UTI Annual Interval Fund - I - ( Instn Growth Option )
UTI Annual Interval Fund - I - ( Instn Growth Option ) holds up reasonably well within the Other Debt Scheme category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.
Cost: At 0.13%, the expense ratio is meaningfully cheaper — about 19% below the Other Debt Scheme category average of 0.16% (based on 4 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -5.62 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.21% is on the lower side for a Other Debt Scheme fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about UTI Annual Interval Fund - I - ( Instn Growth Option )
The current NAV (Net Asset Value) of UTI Annual Interval Fund - I - ( Instn Growth Option ) is ₹38.05. NAV is updated every business day after market close by AMFI.
1Y: 5.11% · 3Y CAGR: 6.13% · 5Y CAGR: 6.18%
The expense ratio of UTI Annual Interval Fund - I - ( Instn Growth Option ) is 0.13% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Annual Interval Fund - I - ( Instn Growth Option ) is managed by Ayush Jain at UTI Mutual Fund.
UTI Annual Interval Fund - I - ( Instn Growth Option ) is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Annual Interval Fund - I - ( Instn Growth Option ) is a Other Debt Scheme fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Annual Interval Fund - I - ( Instn Growth Option ) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Annual Interval Fund - I - ( Instn Growth Option ) is ₹584 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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