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UTI Annual Interval Fund - I - Direct Plan - Dividend Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 49/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)12.31%
- Expense ratio (20%)1.54%
- AUM (15%)₹3,772 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Equity · Thematic
₹186.31
AUM: ₹3,772 Cr
NAV updated 1 day ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
1.54%
Exit Load
Exit load of 1% if redeemed less than 1 year
Fund Manager
Swati Kulkarni
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-1.73
Std Dev (1Y)
3.4%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.52%
3m
-2.28%
6m
+2.38%
1y
-2.1%
3y
+12.31%
5y
+9.95%
10y
+13.42%
since inception
+0.97%
TopFund's Take on UTI Annual Interval Fund - I - Direct Plan - Dividend Option
UTI Annual Interval Fund - I - Direct Plan - Dividend Option lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 49/100.
Cost: At 1.54%, the expense ratio runs 56% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.73 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.4% is on the lower side for a Thematic fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Annual Interval Fund - I - Direct Plan - Dividend Option
The current NAV (Net Asset Value) of UTI Annual Interval Fund - I - Direct Plan - Dividend Option is ₹186.31. NAV is updated every business day after market close by AMFI.
1Y: -2.1% · 3Y CAGR: 12.31% · 5Y CAGR: 9.95%
The expense ratio of UTI Annual Interval Fund - I - Direct Plan - Dividend Option is 1.54% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Annual Interval Fund - I - Direct Plan - Dividend Option is managed by Swati Kulkarni at UTI Mutual Fund.
UTI Annual Interval Fund - I - Direct Plan - Dividend Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
UTI Annual Interval Fund - I - Direct Plan - Dividend Option is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Annual Interval Fund - I - Direct Plan - Dividend Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Annual Interval Fund - I - Direct Plan - Dividend Option is ₹3,772 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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