Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 90/100 · Excellent
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)14.88%
- Expense ratio (20%)0.91%
- AUM (15%)₹2,901 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Equity · Thematic
₹54.94
AUM: ₹2,900 Cr
NAV updated 4 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
0.91%
Exit Load
Exit load of 0.25% if redeemed within 30 days.
Fund Manager
Rupesh Patel, Sonam Udasi
Inception
Dec 2015
Benchmark
NIFTY India Consumption Total Return Index
Sharpe Ratio
-0.19
Std Dev (1Y)
14.57%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.21%
3m
+4.85%
6m
+20.63%
1y
+4.0%
3y
+14.88%
5y
+13.34%
10y
+16.59%
since inception
+16.8%
TopFund's Take on TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option
TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option ranks among the stronger performers in the Thematic category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 90/100.
Cost: At 0.91%, the expense ratio is roughly in line with the Thematic category average of 0.99% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.19 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.57% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
Aditya Birla Sun Life Nifty India Defence Index Fund-Direct Growth
Aditya Birla Sun Life Mutual Fund
Nippon India Nifty Auto Index Fund - Direct Plan- Growth Option
Nippon India Mutual Fund
TATA India Consumer Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option
Tata Mutual Fund
ICICI Prudential BHARAT 22 FOF - Direct Plan Cumulative Option
ICICI Prudential Mutual Fund
Groww Nifty India Defence ETF
Groww Mutual Fund
Tata Nifty Auto Index Fund - Direct Plan - Growth
Tata Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is ₹54.94. NAV is updated every business day after market close by AMFI.
1Y: 4.0% · 3Y CAGR: 14.88% · 5Y CAGR: 13.34%
The expense ratio of TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is 0.91% per annum. This is the annual fee charged by the fund to manage your investment.
TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is managed by Rupesh Patel, Sonam Udasi at Tata Mutual Fund.
TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of TATA India Consumer Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option is ₹2,901 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.