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Tata Mutual Fund

Tata Ethical Fund- Regular Plan - Payout of IDCW Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 43/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)4.36%
  • Expense ratio (20%)0.82%
  • AUM (15%)₹3,865 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Tata Mutual Fund · Equity · Thematic

₹413.93

+274.09 (+195.99%)

AUM: ₹3,864 Cr

NAV updated 20 days ago

Plan

Regular

Option

Idcw

Risk

Very High

Expense Ratio

0.82%

Exit Load

Exit load of 0.50% if redeemed within 90 days.

Fund Manager

Rupesh Patel

Inception

Jan 2013

Benchmark

NIFTY 500 Shariah Total Return Index

Sharpe Ratio

-1.12

Std Dev (1Y)

14.12%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-4.42%

3m

+0.57%

6m

-0.11%

1y

-5.22%

3y

+4.36%

5y

+6.51%

10y

+11.24%

since inception

+6.3%

TopFund's Take on Tata Ethical Fund- Regular Plan - Payout of IDCW Option

Tata Ethical Fund- Regular Plan - Payout of IDCW Option lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 43/100.

Cost: At 0.82%, the expense ratio is meaningfully cheaper — about 17% below the Thematic category average of 0.99% (based on 876 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.12 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.12% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 96.11%
Cash/Net Current Assets 3.89%

Frequently Asked Questions about Tata Ethical Fund- Regular Plan - Payout of IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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