Tata Dividend Yield Fund-Regular Plan-IDCW Reinvestment

Tata Dividend Yield Fund-Regular Plan-IDCW Reinvestment holds up reasonably well within the Dividend Yield Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.

Cost: At 0.67%, the expense ratio is meaningfully cheaper — about 28% below the Dividend Yield Fund category average of 0.93% (based on 15 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.31 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 14.95% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.