Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Tata Mutual Fund

Tata BSE Multicap Consumption 50:30:20 Index Fund - Regular Plan IDCW Payout Option

TopFund Score: 72/100 · Good

How this score is calculated

  • Star rating (35%)—
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.5%
  • AUM (15%)₹42 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Tata Mutual Fund · Equity · Thematic

₹9.61

+0.1 (+1.03%)

AUM: ₹42 Cr

NAV updated 5 days ago

Plan

Regular

Option

Idcw

Risk

Very High

Expense Ratio

0.5%

Exit Load

Exit load of 0.25%, if redeemed within 15 Days.

Fund Manager

Rakesh Prajapati

Inception

Dec 2025

Benchmark

BSE Multicap Consumption 50:30:20 Total Return Index

Sharpe Ratio

-0.83

Std Dev (1Y)

17.41%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-4.26%

3m

+0.96%

6m

+10.74%

1y

—

3y

—

5y

—

10y

—

since inception

-5.58%

TopFund's Take on Tata BSE Multicap Consumption 50:30:20 Index Fund - Regular Plan IDCW Payout Option

Tata BSE Multicap Consumption 50:30:20 Index Fund - Regular Plan IDCW Payout Option holds up reasonably well within the Thematic category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 72/100.

Cost: At 0.5%, the expense ratio is meaningfully cheaper — about 49% below the Thematic category average of 0.99% (based on 873 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.83 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.41% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 100.14%
Repo 0.02%

Frequently Asked Questions about Tata BSE Multicap Consumption 50:30:20 Index Fund - Regular Plan IDCW Payout Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.