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Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 71/100 · Good
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)14.74%
- Expense ratio (20%)0.84%
- AUM (15%)₹5,137 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Sundaram Mutual Fund · Equity · Thematic
₹40.26
AUM: ₹5,137 Cr
NAV updated 19 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
0.84%
Exit Load
For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days.
Fund Manager
S Krishnakumar, Rahul Baijal, Rohit Seksaria
Inception
Sep 2018
Benchmark
NIFTY Services Sector Total Return Index
Sharpe Ratio
-0.74
Std Dev (1Y)
18.62%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.86%
3m
+9.27%
6m
+12.75%
1y
+7.0%
3y
+14.74%
5y
+14.03%
10y
+14.75%
since inception
+11.54%
TopFund's Take on Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)
Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) holds up reasonably well within the Thematic category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.
Cost: At 0.84%, the expense ratio is meaningfully cheaper — about 15% below the Thematic category average of 0.99% (based on 873 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.74 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 18.62% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)
The current NAV (Net Asset Value) of Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is ₹40.26. NAV is updated every business day after market close by AMFI.
1Y: 7.0% · 3Y CAGR: 14.74% · 5Y CAGR: 14.03%
The expense ratio of Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is 0.84% per annum. This is the annual fee charged by the fund to manage your investment.
Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is managed by S Krishnakumar, Rahul Baijal, Rohit Seksaria at Sundaram Mutual Fund.
Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Sundaram Services Fund Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) is ₹5,137 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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