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Sundaram Mutual Fund

Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Regular Plan-Income Distribution cum Capital Withdrawal(IDCW)

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 27/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)1.8%
  • Expense ratio (20%)1.17%
  • AUM (15%)₹35 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Sundaram Mutual Fund · Income/Debt Oriented · Medium Term Fund

₹13.2

+0.01 (+0.07%)

AUM: ₹34 Cr

NAV updated 5 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

1.17%

Exit Load

Nil

Fund Manager

Dwijendra Srivastava, Sandeep Agarwal

Inception

Jan 2013

Benchmark

NIFTY Medium Duration Debt Index A-III

Sharpe Ratio

-2.9

Std Dev (1Y)

2.86%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.43%

3m

-0.32%

6m

-0.2%

1y

-1.61%

3y

+1.8%

5y

+1.23%

10y

+1.0%

since inception

+1.29%

TopFund's Take on Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Regular Plan-Income Distribution cum Capital Withdrawal(IDCW)

Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Regular Plan-Income Distribution cum Capital Withdrawal(IDCW) lags behind most of its peers in the Medium Term Fund category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 27/100.

Cost: At 1.17%, the expense ratio runs 58% above the Medium Term Fund category average of 0.74%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.9 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.86% is on the lower side for a Medium Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 41.68%
Entities 26.86%
Diversified 2.89%

Asset Allocation

Debenture 30.23%
GOI Securities 26.86%
State Development Loan 14.50%
Repo 12.00%
Bonds 11.45%
Non Convertible Debenture 2.89%
Cash/Net Current Assets 1.69%
Alternative Investment Fund 0.39%

Frequently Asked Questions about Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Regular Plan-Income Distribution cum Capital Withdrawal(IDCW)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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