info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Medium Duration Fund - Direct Plan - Growth Option

★★★★★ monitor_heart Health Score: 49/100 · Weak

UTI Mutual Fund · Debt · Medium Duration

₹20.68

+0.0 (+0.01%) trending_up

AUM: ₹38 Cr

NAV updated 7 days ago

Plan

Direct

Option

Growth

Risk

Moderate to High

Expense Ratio

0.84%

Exit Load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Fund Manager

Amandeep Chopra, Ritesh Nambiar

Inception

Mar 2015

Benchmark

NIFTY Medium Duration Debt Index A-III

Sharpe Ratio

-0.85

Std Dev (1Y)

1.43%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.79%

3m

+2.03%

6m

+3.09%

1y

+4.99%

3y

+7.11%

5y

+6.83%

10y

+6.23%

since inception

+6.65%

rate_review TopFund's Take on UTI Medium Duration Fund - Direct Plan - Growth Option

UTI Medium Duration Fund - Direct Plan - Growth Option lags behind most of its peers in the Medium Duration category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 49/100.

Cost: At 0.84%, the expense ratio runs 22% above the Medium Duration category average of 0.69%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.85 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.43% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Unspecified 36.26%
Entities 35.15%
Financial 15.42%
Healthcare 5.28%

pie_chart Asset Allocation

GOI Securities 35.15%
Debenture 25.98%
Net Current Assets 22.40%
State Development Loan 8.19%
Securitised Debt 5.15%
Bonds/NCDs 2.63%
Alternative Investment Fund 0.44%
CBLO 0.08%

Frequently Asked Questions about UTI Medium Duration Fund - Direct Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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