Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)
★★★★★ monitor_heart Health Score: 60/100 · AverageSundaram Mutual Fund · Hybrid · Equity Savings
₹14.13
AUM: ₹1,064 Cr
NAV updated 17 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
1.32%
Exit Load
Exit load of 0.5% if redeemed within 7 days.
Fund Manager
P V K Mohan, Pankaj Jain
Inception
Jan 2013
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-1.78
Std Dev (1Y)
9.79%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.87%
3m
+1.28%
6m
-1.24%
1y
+1.0%
3y
+10.11%
5y
+9.87%
10y
+9.7%
since inception
-0.47%
rate_review TopFund's Take on Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) sits in the middle of the pack for Equity Savings funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.
Cost: At 1.32%, the expense ratio runs 16% above the Equity Savings category average of 1.14%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.78 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.79% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
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info Fund Snapshot
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Frequently Asked Questions about Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)
The current NAV (Net Asset Value) of Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) is ₹14.13. NAV is updated every business day after market close by AMFI.
1Y: 1.0% · 3Y CAGR: 10.11% · 5Y CAGR: 9.87%
The expense ratio is 1.32% per annum — the annual fee deducted from your investment to cover fund management costs.
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) is managed by P V K Mohan, Pankaj Jain at Sundaram Mutual Fund.
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) is a High risk fund. Suitable for investors with a 3+ year horizon.
Yes, Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
The Assets Under Management (AUM) of Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW) is ₹1,064 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.