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Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW)
★★★★★ monitor_heart Health Score: 63/100 · AverageSundaram Mutual Fund · Debt · Banking and PSU Fund
₹11.53
AUM: ₹279 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.27%
Exit Load
Nil
Fund Manager
Dwijendra Srivastava, Siddharth Chaudhary
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-1.36
Std Dev (1Y)
7.44%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.87%
3m
+1.49%
6m
+2.34%
1y
+4.86%
3y
+7.11%
5y
+5.91%
10y
+6.54%
since inception
+0.59%
rate_review TopFund's Take on Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW)
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) sits in the middle of the pack for Banking and PSU Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.
Cost: At 0.27%, the expense ratio is meaningfully cheaper — about 23% below the Banking and PSU Fund category average of 0.35% (based on 142 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.36 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.44% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW)
The current NAV (Net Asset Value) of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) is ₹11.53. NAV is updated every business day after market close by AMFI.
1Y: 4.86% · 3Y CAGR: 7.11% · 5Y CAGR: 5.91%
The expense ratio is 0.27% per annum — the annual fee deducted from your investment to cover fund management costs.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) is managed by Dwijendra Srivastava, Siddharth Chaudhary at Sundaram Mutual Fund.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) is ₹280 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.