Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

SBI Mutual Fund

SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 70/100 · Good

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)12.63%
  • Expense ratio (20%)0.79%
  • AUM (15%)₹39,955 Cr

Not investment advice — an analytical read of public fund data. Methodology →

SBI Mutual Fund · Equity · Small Cap

₹216.65

+68.78 (+46.51%)

AUM: ₹39,954 Cr

NAV updated 20 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

0.79%

Exit Load

Exit load of 1% if redeemed within 1 year

Fund Manager

Rama Iyer Srinivasan

Inception

Jan 2013

Benchmark

BSE 250 SmallCap Total Return Index

Sharpe Ratio

0.44

Std Dev (1Y)

14.23%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+3.78%

3m

+11.38%

6m

+21.72%

1y

+9.59%

3y

+12.63%

5y

+15.24%

10y

+19.08%

since inception

+20.87%

TopFund's Take on SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) holds up reasonably well within the Small Cap category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.79%, the expense ratio is roughly in line with the Small Cap category average of 0.77% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.44 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 14.23% is fairly typical for Small Cap funds.

Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 89.95%
Repo 9.18%
Treasury Bills 1.26%
Cash Margin 0.15%

Frequently Asked Questions about SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.