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SBI Mutual Fund

SBI ESG Exclusionary Strategy Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 47/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)10.27%
  • Expense ratio (20%)1.42%
  • AUM (15%)₹5,470 Cr

Not investment advice — an analytical read of public fund data. Methodology →

SBI Mutual Fund · Equity · Thematic

₹265.05

+169.9 (+178.55%)

AUM: ₹5,469 Cr

NAV updated 25 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

1.42%

Exit Load

Exit load of 1% if redeemed within 1 year

Fund Manager

Rama Iyer Srinivasan

Inception

Jan 2013

Benchmark

NIFTY 100 ESG Total Return Index

Sharpe Ratio

-0.26

Std Dev (1Y)

14.44%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.61%

3m

+5.18%

6m

-0.09%

1y

+2.1%

3y

+10.27%

5y

+9.04%

10y

+11.88%

since inception

+9.21%

TopFund's Take on SBI ESG Exclusionary Strategy Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI ESG Exclusionary Strategy Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.

Cost: At 1.42%, the expense ratio runs 43% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.26 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.44% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 97.41%
Repo 2.63%
Treasury Bills 0.09%

Frequently Asked Questions about SBI ESG Exclusionary Strategy Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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