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SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 63/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)12.43%
- Expense ratio (20%)1.15%
- AUM (15%)₹8,657 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Equity · Thematic
₹16.26
AUM: ₹8,657 Cr
NAV updated 25 days ago
Plan
Regular
Option
Idcw
Risk
Very High
Expense Ratio
1.15%
Exit Load
Exit load of 1%, if redeemed within 30 days.
Fund Manager
Rohit Shimpi
Inception
Mar 2023
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.08
Std Dev (1Y)
11.87%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.43%
3m
+5.93%
6m
+2.23%
1y
+6.23%
3y
+12.43%
5y
—
10y
—
since inception
+13.78%
TopFund's Take on SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option sits in the middle of the pack for Thematic funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.
Cost: At 1.15%, the expense ratio runs 16% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.08 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 11.87% is on the lower side for a Thematic fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option
The current NAV (Net Asset Value) of SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is ₹16.26. NAV is updated every business day after market close by AMFI.
1Y: 6.23% · 3Y CAGR: 12.43%
The expense ratio of SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is 1.15% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is managed by Rohit Shimpi at SBI Mutual Fund.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is ₹8,657 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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