Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 76/100 · Good
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)35.52%
- Expense ratio (20%)0.06%
- AUM (15%)₹6,959 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Nippon India Mutual Fund · Commodities · Gold
₹60.83
AUM: ₹6,958 Cr
NAV updated 24 days ago
Plan
Direct
Option
Growth
Expense Ratio
0.06%
Exit Load
Exit load of 1%, if redeemed within 15 days
Fund Manager
Payal Kaipunjal
Inception
Jan 2013
Benchmark
Domestic Price of Gold Index
Sharpe Ratio
0.95
Std Dev (1Y)
30.44%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+7.65%
3m
-1.12%
6m
-8.77%
1y
+43.42%
3y
+35.52%
5y
+25.08%
10y
+16.13%
since inception
+11.13%
TopFund's Take on Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option holds up reasonably well within the Gold category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.
Cost: At 0.06%, the expense ratio is meaningfully cheaper — about 68% below the Gold category average of 0.19% (based on 294 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.95 — decent risk-adjusted performance, without being exceptional. Separately, with 30.44% annualised volatility, this is among the more turbulent funds in the Gold space — expect sharp swings in both directions.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option
The current NAV (Net Asset Value) of Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is ₹60.83. NAV is updated every business day after market close by AMFI.
1Y: 43.42% · 3Y CAGR: 35.52% · 5Y CAGR: 25.08%
The expense ratio of Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is 0.06% per annum. This is the annual fee charged by the fund to manage your investment.
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is managed by Payal Kaipunjal at Nippon India Mutual Fund.
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is classified as a Gold risk fund. It is suitable for investors with a moderate risk appetite.
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is a Gold fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option is ₹6,959 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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