UTI Gold ETF Fund of Fund - Direct Plan - Growth Option

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option ranks among the stronger performers in the Gold category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 95/100.

Cost: At 0.09%, the expense ratio is meaningfully cheaper — about 40% below the Gold category average of 0.15% (based on 181 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.44 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, with 31.37% annualised volatility, this is among the more turbulent funds in its space — expect sharp swings in both directions.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.