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Nippon India Mutual Fund

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 51/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)6.86%
  • Expense ratio (20%)0.95%
  • AUM (15%)₹771 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Nippon India Mutual Fund · Hybrid · Equity Savings

₹18.23

+4.45 (+32.26%)

AUM: ₹771 Cr

NAV updated 4 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.95%

Exit Load

Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 15 days.

Fund Manager

Sanjay Parekh, Anju Chajjer, Jahnvee Shah

Inception

May 2015

Benchmark

NIFTY Equity Savings Total Return Index

Sharpe Ratio

-0.03

Std Dev (1Y)

160.04%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.74%

3m

+0.06%

6m

+2.79%

1y

+2.67%

3y

+6.86%

5y

+6.67%

10y

+5.06%

since inception

+2.87%

TopFund's Take on NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option sits in the middle of the pack for Equity Savings funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 51/100.

Cost: At 0.95%, the expense ratio is meaningfully cheaper — about 22% below the Equity Savings category average of 1.22% (based on 200 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.03 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, with 160.04% annualised volatility, this is among the more turbulent funds in the Equity Savings space — expect sharp swings in both directions.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 73.52%
Cash Margin 45.27%
GOI Securities 11.97%
Debenture 4.56%
Non Convertible Debenture 2.58%
Bonds 2.55%
Real Estate Investment Trusts 1.97%
Repo 0.91%
State Development Loan 0.64%
Net Current Assets 0.47%
Margin Money 0.01%

Frequently Asked Questions about NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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