Motilal Oswal Special Opportunities Fund-Regular Plan-Growth

Motilal Oswal Special Opportunities Fund-Regular Plan-Growth lags behind most of its peers in the Thematic category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 17/100.

Cost: At 2.87%, the expense ratio runs 159% above the Thematic category average of 1.11%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.56 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 17.68% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.