Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
LIC MF Small Cap Fund-Direct Plan-IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)19.25%
- Expense ratio (20%)1.32%
- AUM (15%)₹758 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Equity · Small Cap
₹40.73
AUM: ₹758 Cr
NAV updated 21 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
1.32%
Exit Load
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.
Fund Manager
Alok Ranjan
Inception
Jun 2017
Benchmark
NIFTY Smallcap 250 Total Return Index
Sharpe Ratio
0.95
Std Dev (1Y)
17.55%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+5.78%
3m
+13.68%
6m
+31.89%
1y
+20.3%
3y
+19.25%
5y
+19.12%
10y
—
since inception
+20.26%
TopFund's Take on LIC MF Small Cap Fund-Direct Plan-IDCW
LIC MF Small Cap Fund-Direct Plan-IDCW holds up reasonably well within the Small Cap category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 1.32%, the expense ratio runs 71% above the Small Cap category average of 0.77%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.95 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 17.55% is fairly typical for Small Cap funds.
Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Small Cap Fund-Direct Plan-IDCW
The current NAV (Net Asset Value) of LIC MF Small Cap Fund-Direct Plan-IDCW is ₹40.73. NAV is updated every business day after market close by AMFI.
1Y: 20.3% · 3Y CAGR: 19.25% · 5Y CAGR: 19.12%
The expense ratio of LIC MF Small Cap Fund-Direct Plan-IDCW is 1.32% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF Small Cap Fund-Direct Plan-IDCW is managed by Alok Ranjan at LIC Mutual Fund.
LIC MF Small Cap Fund-Direct Plan-IDCW is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Yes, LIC MF Small Cap Fund-Direct Plan-IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in LIC MF Small Cap Fund-Direct Plan-IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF Small Cap Fund-Direct Plan-IDCW is ₹758 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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