Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

LIC Mutual Fund

LIC MF Small Cap Fund-Direct Plan-Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 69/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)18.76%
  • Expense ratio (20%)1.32%
  • AUM (15%)₹758 Cr

Not investment advice — an analytical read of public fund data. Methodology →

LIC Mutual Fund · Equity · Small Cap

₹40.74

+0.0 (+0.0%)

AUM: ₹758 Cr

NAV updated 20 days ago

Plan

Direct

Option

Growth

Risk

Very High

Expense Ratio

1.32%

Exit Load

Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.

Fund Manager

Alok Ranjan

Inception

Jun 2017

Benchmark

NIFTY Smallcap 250 Total Return Index

Sharpe Ratio

0.95

Std Dev (1Y)

17.52%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+4.52%

3m

+13.78%

6m

+30.05%

1y

+19.82%

3y

+18.76%

5y

+18.93%

10y

—

since inception

+20.22%

TopFund's Take on LIC MF Small Cap Fund-Direct Plan-Growth

LIC MF Small Cap Fund-Direct Plan-Growth holds up reasonably well within the Small Cap category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.

Cost: At 1.32%, the expense ratio runs 71% above the Small Cap category average of 0.77%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.95 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 17.52% is fairly typical for Small Cap funds.

Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 96.28%
Repo 3.37%
Net Receivables 0.37%

Frequently Asked Questions about LIC MF Small Cap Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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