LIC MF Dividend Yield Fund-Regular Plan-IDCW

LIC MF Dividend Yield Fund-Regular Plan-IDCW ranks among the stronger performers in the Dividend Yield Fund category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 81/100.

Cost: At 0.96%, the expense ratio is roughly in line with the Dividend Yield Fund category average of 0.93% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.04 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 15.62% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.